How to find software that beats business expense tracker apps.

It’s hard to monitor business spending, but expense tracker apps can make it easier. Here’s how to choose the right one, and why prepaid cards are even better.

Expenses app

Prevent overspending: keep budgets seperate, set custom limits and freeze cards instantly


Make expenses easy – no more paying out of pocket, chasing receipts or need for reimbursement


Save hours with real-time expense tracking, automated reporting and accounting software integrations

25,000+ businesses trust Europe’s leading expense management software

Spend less time on manual expense management

Spend less time on manual expense management

Good news: you don’t have to manage expenses manually anymore. With Soldo, you can automate 80% of your financial processes, which means more time for impactful work. And less risk of input errors.
With approvals, reimbursements and expense reporting taken care of, the only question is what to do with all those extra hours.

A simple way to prevent overspending

A simple way to prevent overspending

Imagine knowing where every penny of company money is being spent in real-time. Or, better yet, putting spending policy profiles, daily allowances, and separate budgets in place – so you know where it’s going before it even gets there.
We’re bringing together Soldo company cards and our expense management platform to make this kind of visibility and control over company spend an everyday reality.

Manage expenses on-the-go

Manage expenses on-the-go

Our mobile app makes expense management easy for finance teams and employees, wherever they are. Top up an employee’s Soldo company card with the company money they need – from anywhere – or approve out-of-pocket expenses in seconds. See every transaction as it happens.
And because employees use the app to capture receipts at point of purchase, everyone avoids the hassle of chasing bits of paper.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Trust in the highest levels of card protection

Trust in the highest levels of card protection

Soldo is accredited as a Level 1 Service Provider by the PCI Council, which means we comply with the highest data security standards. We’re regulated by the Financial Conduct Authority (FCA) and the Central Bank of Ireland.
Soldo company cards are issued by Mastercard® and can be frozen or cancelled in seconds from out web or mobile app. Our support team is on hand to answer questions, resolve any issues, and set up your Soldo account for your specific need.

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

What our clients think about us

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran, Making Space
Purchase Ledger Coordinator

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Banner cards

Create a free account and get started now

Get the benefits of a Soldo account now

Get started

Frequently asked questions

Why do businesses need an expenses app to track their spending?

Business costs often fall into two spending categories – those essential big-ticket items (such as commercial rent and employee’s salaries) and smaller everyday costs that keep things moving in the right direction. It might seem easy to monitor major costs, but it can be a lot harder to keep track of spending on taxis to meetings, working lunches, and stationary.

It’s vital to monitor the outward flow of money from your business, not least because it may be possible to claim tax deductions for some of the costs. Beyond this, it’s important to stay on top of your spending since failing to do so could make it harder to spot potential financial problems.

From petty cash to the money flowing in and out of your main bank accounts, tracking expenses is a critical activity that successful firms just can’t do without.

How could a spending tracker solution help?

You could be forgiven for thinking that it’s enough to check your bank accounts for a list of standing orders and direct debits. That might work for your personal finances, but it’s unlikely to be suitable for business purposes.

By choosing an expense tracking app with the right range of features, you’ll be better placed to stay on top of expense reports, conduct budgeting exercises, and manage your financial accounts.

The aim is to simplify your accounting process by automatically logging everything from mileage and travel expenses through to phone bills and staff reimbursements. You should be left with a complete picture of monthly cash flow without the need for manual input and paper-based expense reporting.

What to look for in expense tracker apps

Without some form of expense tracking software, it might be that you’re keeping a record of expenses in a spreadsheet – or even on paper. This might work for sole traders and fledgling firms, but problems can arise when it’s time to file a tax return.

Nobody wants to spend time searching for old receipts and envelopes full of petty cash slips, and selecting a program with budgeting functionality could save you from all of that. Of course, you’ll need to choose the right software that suits your financial goals and helps you to track spending.

Before you decide to opt for a new expense reporting app, it’s worth considering whether it:

  • is easy to use;
  • can track spending by category;
  • integrates with your existing accounting software;
  • can give real-time insights into company spending habits; and
  • makes it simple to conduct paperless expense reporting.

If an expense management app can tick all of those boxes, it could just save you time and money while letting you get on with the things that matter.

How to control your business expenses with Soldo’s expenses app?

With so many expense tracker apps out there, it can be hard to know which is the right option for your business. Fortunately, there is another way to track transactions and manage your budget – and it all comes neatly wrapped in Soldo’s spend management platform.

By replacing corporate credit cards with Soldo’s prepaid Mastercard cards, staff have the ability to use the funds they need without jeopardising your budgeting efforts. With the option to place spending limits and rules that match your expense policy, you’ll be able to limit unnecessary expenses without the added complications that come with handling multiple credit card accounts.

With Soldo’s expenses app, everything can be managed from a single, easy to use platform that boasts an array of features. You’ll get clear reports that break down expenses by category, making it easier to follow your budget and improve your commercial finances month by month. The platform even allows for seamless integration with Quickbooks and Xero, so it’s a sure-fire way to make the most of your existing accounting software programs.

Read more about