Prepaid cards: Complete control over company spending

Built-in budgets. Real-time tracking. Integrated reporting. Help your people get the job done and give your finance team the right tools to manage spending, with Soldo prepaid cards.

Start for free

  • Regulated by the Financial Conduct Authority.
  • Works with any business bank account.
  • Rated “Excellent” on Trustpilot.

Prepaid cards trusted by more than 30,000 leading companies.


Prepaid cards don’t keep you guessing

With corporate credit cards and reimbursements, the only restrictions on spending are sky-high limits or the depths of employee pockets. Until reports roll in weeks later, you’re in the dark on who spent what and where.

Shed light with Soldo. See spending as it happens and set budgets from your mobile phone or computer. And – when you manage business-wide spending across multiple preloaded cards (and prepaid debit cards, like our Google card) – Soldo simplifies month-end no end.

Get started
payment receipt smaller business

Preloaded cards make accounting painless

Our Mastercard® prepaid cards send transaction and vendor data to the Soldo web console in real time. And cards connect to an employee mobile app, prompting staff to snap a photo of receipts and add VAT, categories, and more. Got everything? Send it to Xero, QuickBooks, or NetSuite in a couple of clicks for effortless bookkeeping.

Forget lost receipts, missing VAT, and data entry errors. With Soldo, you can finally move on from slow processes, inaccurate data, and poor visibility.

Traditional processes can’t keep up

73% doubt data

Almost three quarters of respondents to an MHR survey said they doubt their month-end data.

70% lose time

The majority of businesses lose between one day to two weeks per month to spend-tracking admin.

30 days to process

On average, it takes 30 days for a business to process an expense – until then, there’s no visibility of costs.

Soldo Prepaid Cards: Manage spending the brighter way

Issue plastic or virtual prepaid cards in pounds, euros, and US dollars, then top them up in a few clicks. Deposits are free, and you’ll enjoy low FX fees of just 1% above the interbank rate. Plus, you’re always in control, with customisable budgets and rules on each card.

web console digital media

Get Prepaid Business Cards from Soldo

Control costs on prepaid cards

Enable trouble-free business spending; define budgets and track costs in real time.

Capture receipts and VAT

Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.

Automate all expense admin

Send transactions, receipts, and other data to your accounting software through integrations.

Get up and running in a flash

Apply online in minutes and start spending in as little as one working day. You’ll love how easy it all is.

Get Started

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director at Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Frequently asked questions

Is a prepaid card a credit card?

No it isn’t. With a credit card, limits are sky high and often inflexible. Credit cards can also incur debt, which of course is not something you want for your business. With a prepaid card, you only load money onto it that you know you can spend. This means increased visibility and increased financial security. Learn more about the advantages of prepaid cards.

How do prepaid cards work?

You can set budgets, assign specific cards to certain individuals or teams, and top up your cards whenever you need. One of the biggest benefits of a prepaid card is the visibility. You already know how much you’re spending, so there are no mystery payments. With a Soldo prepaid card, your business won’t lose any time catching up on expense admin, leaving you to get back to the tasks that matter.

How do you get a prepaid card?

Usually it’s as simple as applying online, and eligibility criteria is generally more relaxed than those of traditional business credit cards. At Soldo we can tailor a unique package specifically to your business, or you can choose from one of our pre-set plans. Every Soldo prepaid plan can streamline your finances and our application process is simple with no need for credit checks. You can sign up in minutes and be up and running the next day.

What is the best prepaid card to get?

The ‘best’ prepaid card will depend on your business and its particular needs. A lot of financial service companies offer prepaid cards that differ from the business credit cards provided by traditional high street banks. Although there are flashy features available out there, the most important function is to make your financial processes and expense management much easier. This is what a Soldo plan can do for your business. Learn more in our guide to prepaid cards.

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Lets find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
A basic plan giving you a taste of the Soldo platform.
0 €per user/month
Up to 3 users and cards

Features include:

What’s included?

Get added flexibility to control funds and manage company spending.
6 €per user/month
Minimum of 3 users

All of Start, plus:

What’s included?

Best for growing businesses
Get increased visibility, control and support for multiple currencies.
10 €per user/month
Minimum of 3 users

Every feature from Pro, plus:

What’s included?

For medium and larger businesses, that need customisation, flexibility and dedicated support.
Custom pricing Unlimited users and cards

All the benefits of Premium, plus:

What’s included?

These prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ireland DAC and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.