Joined-up spending.
Effortless expenses.

Soldo connects smart company cards, to intuitive management tools. Control, track and report spending – all in one place.

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Regulated by the Central Bank of Ireland
Works with any business bank account
Rated ‘Excellent’ on Trustpilot

Thousands of businesses trust Europe’s leading spend management platform

Everything you need for effortless spend management

Prepaid company cards

Give all staff smart company cards with built-in budgets and rules.

Employee expenses app

Capture receipts, VAT, expense categories and more on the spot.

Management platform

Control costs and delegate payments; track all spending as it happens.

Accounting integrations

Export accurate data to any accounting system in a couple of clicks.

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Control business-wide costs

Take control of spending with budgets for every employee, department, and project. Make your money work harder by setting rules for where and how much can be spent. And provide access to a predefined balance for complete control.

Track your spending in real time

See transaction information including vendors, categories, and more, the minute a purchase is made. With live insights into business-wide spending, finance can make informed calls on how, when, and where to spend company money.

Save hours of expense admin

Soldo saves 45 minutes off the average expense report, so your team can get back to business. Employees just snap a photo of any receipt in their app, add a note, and it’s logged for you to see in real time. It’s as easy as a couple of clicks.

Make light work of bookkeeping

Soldo integrates with the leading account software including Xero, QuickBooks Online, NetSuite, or Sage making month-end much easier for your finance team. On another accounting or ERP platform? Export CSVs in a few clicks.

Loved by Britain’s brightest businesses

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran

Purchase Ledger Coordinator at Making Space

“Soldo has been a great addition to our functionality in the finance team; we’re able to empower trusted users to make spending decisions whilst maintaining an appropriate level of oversight and control through the admin portal.”

Martyn Sexton

Finance Manager at Secret Escapes

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”

Dennis Koehler

Head of Payments and Fraud at GetYourGuide

“We’re a caring company and always look after each other. With Soldo, I know I’ve always got my drivers’ backs and the best bit is that I don’t need to do loads of work (or miss out on VAT claims) at the end of the month.”

Karen Green

Operations Manager at Titans Group

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate manual processes with a single system.”

Lee Jaques

Finance Project Manager at Bruntwood

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor

Director of Finance at Plymouth College of Art

Frequently asked questions

What if I want to leave Soldo?

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.

What size company is Soldo suitable for?

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.

If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.

Does Soldo integrate with my accounting system?

Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

How secure is Soldo? What guarantees do I have?

Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011: this means we have to follow strict compliance processes.  We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2017 and cannot be claimed by Soldo creditors.

How does Soldo work?

Soldo is a multi-user expense account that helps you control business spending and, thanks to the integration with your accounting software, makes it easy and quick to manage and reconcile all company and petty cash expenses. Soldo is not a business account and we’re not trying to replace yours. We’re here to complement the traditional business account offering with more advanced and innovative financial services.

You can give Soldo cards to some or every employee, to entire teams or even contractors, deciding who can access company money and the rules they need to follow to spend it. With intuitive tools like the mobile app and web console, you’ll be able to track spending real-time, instantly transfer funds to all card holders (for free), establish budgets and rules, and much more. Click here to explore Soldo features in depth.

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

Joined-up spending. Effortless expenses.