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It’s time to rethink employee expenses.

Over two-thirds of the employees we surveyed with Ipsos pay for work-related expenses with their own money at least once a week. Some wait more than a month for expense reimbursements and 72% say this impacts their personal finances.

With Soldo, you can make it easier on your employees by giving them controlled access to company money. That way, they can buy what they need to get the job done – without having to pay out of pocket.

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From start-ups to enterprises,
we’re trusted by more than 25,000 businesses across Europe

Employees are struggling with costs
72% of employees told us business expenses impacted their personal finances. Out-of-pocket spend ate into savings, increased credit card balances, reduced budgets for life essentials and affected financial resilience.
Out-of-pocket expenses are increasing
Expenses may have slowed during the pandemic but out-of-pocket spending is making a return. More than half of employees say expenses have increased since November 2021, and 46% say they’ve increased significantly.
Reimbursements are taking too long
As cost-of-living pressures intensify, employees are increasingly vocal about delays to reimbursement. Almost three-quarters of employees have taken action to cover expenses, including asking employers to reimburse them sooner.
Out of pocket spend pushes workers over the brink

Our cost of business crisis report

As the cost-of-living crisis continues, 60% of respondents in our research with Ipsos said they feel anxious about using their own money for work-related costs. Out-of-pocket expenses also make it harder for businesses to track and control company spending – at a time when staying on budget is crucial.

Read our report for a detailed look at why now’s the time to rethink expense management.

Read our report

An easier way to manage to employee expenses

Company cards for employees to buy what they need Link Arrow
  • Make expenses fair by ending out-of-pocket spending
  • Give employees instant controlled access to company money
  • Save everyone the time they’re spending on expense reimbursements
See what’s being spent in detail, in real time Link Arrow
  • Choose who spends company money, where, and how much
  • Set card limits and spending policy profiles to prevent overspending
  • Categorise expenses and spot spending patterns at a glance
Keep budgets on track across the business Link Arrow
  • Use Soldo to organise and divide company money into separate wallets
  • Set up wallets for teams and projects with money that can’t be used elsewhere
  • Link each Soldo card to the right wallet so everyone stays on budget
EU ROI Calculator

Find out how much you can save with Soldo

With Soldo, manual expense processes are replaced with easier, more efficient expense management. Use our ROI calculator for a breakdown of how much Soldo can save your business every year.

Calculate your savings
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Get started with effortless expenses

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The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.