Get started with a
free Soldo card

Sign up for Soldo Pro or Premium and get your first card
free for 12 months*. 

Pick the perfect plan with your
first card free* 

Soldo works with any business bank account. Apply online in minutes and start spending in as little as one working day. No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Lock Bank-level security   – CBI regulated & PCI compliant

 
Pro
Designed to fit small teams with simple spend management needs.
Card
1x free card
for 12 months*
+€6 per extra card per month

Discover all features


Features include:

  • Up to 20 cards (plastic and virtual available) 
  • Integrate with QuickBooks, Xero, or Sage 
  • Approve spending and create single-use virtual cards with Purchases ( €1 per transaction)
  • Dedicated virtual cards per supplier for subscriptions and online ads ( €1 per transaction from 1 February 2022)
  • Deposit funds directly to your Soldo main wallet with its own dedicated sort code, account number, and IBAN 
  • Low FX fees on transactions in other currencies 
Best for growing business
Premium
Advanced features for better spend control and more empowered teams.
Card
1x free card
for 12 months*
+ €10 per extra card per month

Discover all features


All of Pro, plus: 

  • As many virtual and physical cards as you need with advanced spending controls
  • Multi-currency with cards available in EUR, GBP, and USD 
  • Support for teams and configurable roles
  • Advanced reporting for real-time visibility of spend 
 
Enterprise
The flexibility to meet complex needs and the power to scale with your business.
Contact sales

 

Discover all features


Every feature from Premium, plus: 

  • Large-scale spend management with support for an unlimited number of users and cards
  • Access to API for integration into business systems
  • Tailored support with designated account and customer success team
  • Custom onboarding and product training
Soldo Software Ltd software services plan prices exclude VAT.
Soldo Financial Services Ireland DAC fees are available here, and typical limits are available here.

*No monthly fees for first virtual or physical card for 12 months, standard monthly fees apply to all additional cards. Card issuance fees apply.

How our plans compare 

Explore the features of each Soldo plan. Soldo cards, the mobile app, and desktop web console are available in all plans.
PRO
PREMIUM
ENTERPRISE
Payment cards
20 cards
Plastic and virtual
Unlimited
Plastic and virtual
Unlimited
Plastic and virtual
Soldo payment cards enable employees and teams to spend company money online and in store. Pay for personal expenses such as travel and entertainment, or company spend for online ads or IT procurement – while ensuring your company remains in complete control.
Card limits
Pro
20 cards
Premium
Unlimited
Enterprise
Unlimited
Plastic cards  
Pro
Check
Premium
Check
Enterprise
Check
Apple Pay / Google Pay (Coming soon)  
Pro
Check
Premium
Check
Enterprise
Check
Virtual cards  
Pro
Check
Premium
Check
Enterprise
Check
Employee cards  
Pro
Check
Premium
Check
Enterprise
Check
Company cards  
Pro
Check
Premium
Check
Enterprise
Check
Fuel cards  
Pro
Check
Premium
Check
Enterprise
Check


Expenses
Receipt capture
and rules
Receipt capture
and rules
Receipt capture
and rules
Soldo helps you to easily manage employee expenses by providing employees controlled access to company funds and then seamlessly tracking spend in real time, capturing transaction meta-data, and reconciling with your accounting software.
Receipt capture  
Pro
Check
Premium
Check
Enterprise
Check
Tags  
Pro
Check
Premium
Check
Enterprise
Check
Rules  
Pro
Check
Premium
Check
Enterprise
Check
Reconciliation  
Pro
Check
Premium
Check
Enterprise
Check


Wallets
Main
wallet
Multicurrency and
company wallets
Unlimited
main wallets
Transfer money in multiple currencies to the Soldo account, enabling you to organise funds in multiple wallets to manage employee, team, and departmental spend according to company budgeting.
Main wallets  
Pro
Check
Premium
Check
Enterprise
Check
Reserved wallets  
Pro
Check
Premium
Check
Enterprise
Check
Flexible card funding  
Pro
Check
Premium
Check
Enterprise
Check
Automatic transfers  
Pro
Check
Premium
Check
Enterprise
Check
Company wallets  
Pro
Cross
Premium
Check
Enterprise
Check
Multi-currency  
Pro
Cross
Premium
Check
Enterprise
Check


Purchases
Single use virtual
cards and approvals​
Advanced approvals​
Coming soon​
Advanced approvals​
Coming soon​
Approve spending and create single use virtual cards with Purchases. Single use virtual cards will be charged at €1 per transaction from 1st November.
Single-use virtual cards  
Pro
€1/transaction
Premium
€1/transaction
Enterprise
€1/transaction
Approvals workflow  
Pro
Check
Premium
Check
Enterprise
Check


Subscriptions and Online ads
Virtual cards and overview dashboards
Virtual cards and overview dashboards
Virtual cards and overview dashboards
Dedicated virtual cards per supplier for subscriptions and online ads, with overview dashboards. €1 per transaction from 1 February 2022. There are no limits on the amount of transactions you can make using the dedicated cards – the fee will be capped at €5 per card per month.


Spend controls
Flexible funds management​
Roles and
permissions​
Roles and
permissions​
Define rules and spending limits, category controls, and alerts to ensure the only payments that happen are the ones that should happen. Get granular control over who can do and see what in your account.
Dashboard  
Pro
Check
Premium
Check
Enterprise
Check
Card rules  
Pro
Check
Premium
Check
Enterprise
Check
Real-time tracking, notifications, alerts  
Pro
Check
Premium
Check
Enterprise
Check
Roles and permissions  
Pro
Check
Premium
Custom roles
Enterprise
Custom roles
Funds management  
Pro
Cross
Premium
Check
Enterprise
Check


Reports
Account and
transaction reports​
Advanced reports
and exports​
Advanced reports
and exports​
Real-time reporting across all payments in the company plus production of Excel, PDF, and data exports.
Transaction reports  
Pro
Check
Premium
Check
Enterprise
Check
Sorting and filtering  
Pro
Check
Premium
Check
Enterprise
Check
Export in multiple file formats  
Pro
Check
Premium
Check
Enterprise
Check
Accounting and expenses software  
Pro
Check
Premium
Check
Enterprise
Check
Accounting statement  
Pro
Check
Premium
Check
Enterprise
Check


Teams
Teams
and roles​
Teams
and roles​
Organise your company in teams and departments, allocating a budget and spend capability.
Organisation hierarchy  
Pro
Cross
Premium
Check
Enterprise
Check
Automatic classification  
Pro
Cross
Premium
Check
Enterprise
Check
Leader / manager roles  
Pro
Cross
Premium
Check
Enterprise
Check
Spend management  
Pro
Cross
Premium
Check
Enterprise
Check


Fuel and mileage
Fuel cards and
mobility expenses​
Fuel cards and
mobility expenses​
Fuel cards and
mobility expenses​
Manage fuel payments and mobility expenses.
Fuel cards  
Pro
Check
Premium
Check
Enterprise
Check
Car fleet management  
Pro
Check
Premium
Check
Enterprise
Check
Mobility expenses  
Pro
Check
Premium
Check
Enterprise
Check
Capture receipts and meta-data  
Pro
Check
Premium
Check
Enterprise
Check


API
Integrate business systems
Integrate business processes and access your spend and payment data from the Soldo platform to support all your integration needs.
Open Banking Coming soon  
Pro
Check
Premium
Check
Enterprise
Check
Business API
Pro
Cross
Premium
Cross
Enterprise
Check


Integrations
QuickBooks, Xero
and Sage
QuickBooks, Xero
and Sage
NetSuite and
expense software​
Integrate business processes and access your spend and payment data from the Soldo platform to support all your integration needs.
Accounting  
Pro
QuickBooks,
Xero and Sage
Premium
QuickBooks,
Xero and Sage
Enterprise
QuickBooks, Xero,
Sage and Netsuite
Document Management  
Pro
Cross
Premium
Zuchetti
Enterprise
Zuchetti
Expenses  
Pro
Cross
Premium
Chrome River, Concur,
Coupa, Expensify,
MobileXpense, Rydoo,
SAP, Tallie,
Workday, ezSoft
Enterprise
Chrome River, Concur,
Coupa, Expensify,
MobileXpense, Rydoo,
SAP, Tallie,
Workday, ezSoft


Support
Chat and
email support
Chat and
email support
Customer
success​
Access support from Soldo experts via online chat, email, and dedicated customer success managers. Read online product guides anytime.


Frequently asked questions

What’s included with all Soldo plans?

  • Soldo Mastercard® cards: as many as you need for your team
  • Soldo app: to keep track of each payment
  • Soldo web console: to manage company expenses and reports with ease
  • Basic reporting
  • Free and instant transfers to employee cards

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

How much does Soldo cost?

It depends on the plan you choose: Soldo Pro costs 6€ per card per month, and Soldo Premium costs 10€ per card per month. For all plans, there’s a 5€ card issuance fee for each physical Soldo card you order (virtual cards cost 1€ to issue, if you only need to make online purchases).  

We don’t charge any fees for domestic transactions. The amount of money you allocate to a wallet is exactly the same as the maximum amount the cardholder can spend.   

Depositing funds to your Soldo account from a domestic bank account and transferring funds from the admin console are free and instantaneous.  

In which countries is Soldo available?

Soldo is available in English, Italian, German, French, Spanish and Dutch, supporting businesses across the EU27 and the United Kingdom.

Does Soldo have a dedicated IBAN and is it easy to top-up?

Soldo accounts come with a dedicated IBAN (sort code and account number) which enables free and instantaneous deposits to your Soldo account from a domestic bank account.

Soldo only supports country-specific IBANs in the UK and Italy at this time.

What kinds of businesses are right for Soldo?

From sole traders to large corporates (and everything in between), we have a plan that’s perfect for you.  

Pro features a complete expense and automatic bank feed integration with Sage, Xero and QuickBooks Online  . This plan also includes the ability to manage up to 20 plastic and virtual cards, which is why we think it offers excellent value for small and growing teams.

Premium is an advanced plan, with all the features of Soldo Pro but also extended reporting and permissions/roles. Soldo Premium also makes it easy to manage company-level expenses such as online advertising costs and software subscriptions (and many more) using non-nominative cards.

Enterprise comes with all the flexibility large-scale operations need, with the ability to connect to back-end systems through the Soldo API. Soldo Enterprise also features tailored support and custom onboarding – making it easier to get going and stay running in more complex environments.  

Is it possible to make bank transfers?

It is currently only possible to withdraw funds to banks accounts in the account holder’s name.

Are there additional fees?

You can discover all Soldo fees here.