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All-in-one expense management software and company cards

All-in-one expense management software and company cards

Empower

Empower employees to spend responsibly with company cards that keep you in control

Budget

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

Get complete oversight of company spend

With Soldo company cards, you control your business expenses and who spends company money, how much, on what, and which budget they use.
Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

Get complete oversight of company spend

Free up time for higher impact work

How much time do you spend working through expense reimbursements? Querying mistakes, or chasing missing receipts? Probably more than you’d like to.
Soldo company cards make spending less complex. No out-of-pocket spending means no more reimbursements – saving finance teams hours on expense processing.

Free up time for higher impact work

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.
Soldo company cards give the right people controlled access to company money, so no one has to spend time on expense claims or reimbursements. Our expense management platform and mobile app are user-friendly and intuitive. They reduce manual effort in a variety of ways, from automating finance processes for finance teams to allowing employees to capture receipts at point of purchase.

Easy expenses, controlled
company spend

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Soldo integrates with your 
accounting software

Keep company money safe and secure

You can sign up for Soldo’s prepaid cards without a credit check. Our quick application process means you could be up and running tomorrow.

Keep company money safe and secure

Create a free Soldo account to get started

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Your Questions. Answered.

Contact us if you have any other questions.

What is expense management software?

The purpose of expense management software is to make all the processes related to spending company money easier and more efficient for businesses. It does this by taking all the separate manual process involved in expense management, bringing them together and automating them so these processes become faster, simpler and more accurate. Soldo’s expense management software is an end-to-end solution which covers everything from expense cards for every employee as well as expense policies and approval flows to expense receipt capture and reconciliation, automated reporting and more.

How do you choose the right spend management software?

There are a number of factors to consider when it comes to this decision, but some key ones you may want to consider are: functionality, scalability, price, and ease of use. In other words, you need your software to work effectively, be adaptable to the size of your business, relatively affordable, and simple to use. If a particular software doesn’t fulfil these criteria, it probably won’t solve the problems you need it to in your business.

At Soldo, we believe our software covers all of these requirements. Our intuitive system allows for complete control over company spending, offering simple and effective tools that are suitable for businesses of any size.

What are 3 good ways to keep track of your expenses?

Here are 3 good ways to keep track of your expenses:

  1. Use business expense cards. This is a much easier way of keeping track of your expenses than relying on employees to spend their own money and then having to reimburse out-of-pocket-expenses. Soldo expense cards are powered by Mastercard® and come with custom limits, low balance alerts and automatic top ups. Employees have the freedom to make business purchases without using their own money, while companies maintain visibility and control over spending.
  2. Don’t let receipts pile up or get lost. It’s hard to keep track of your expenses if you’re relying on a drawer full of paper receipts that are easily lost and tedious to reconcile at the end of the month. With the Soldo mobile app, you can simply snap a photo of the receipt at the point of purchase, categorise the expense in seconds and add any relevant notes.
  3. Use expense management software. The best way to keep track of your expenses is to use a flexible platform with integrated expense cards that does it all for you; from payments through to reconciliation. Instead of switching between manual spreadsheets and other outdated systems, Soldo lets you track and manage every business expense, in one place and in real-time. Because it connects with your accounting software, there’s no manual bookkeeping admin or annoying expense and receipt reconciliation.
What is the best software for expenses?

The best software for expenses enables you to  oversee every business expense in one place. With Soldo expense management software you can manage out-of-pocket expenses, split payments into multiple transactions, highlight and report on out-of-policy transactions, and create reimbursement reports.

Why is expense management software important?

Expense management software is important because it saves businesses time and money by automating the many processes involved in tracking and managing expenses. This makes them much easier for finance teams so they can work faster and more efficiently with less manual admin and a reduced risk of human error.  because Soldo comes with connected expense cards, employees don’t have to use their own money for business purchases which means a happy, more productive team. With real-time visibility and control over every expense, businesses can get a handle on overspending, identify areas where costs can be reduced and address other areas where money is lost such as missed VAT claims or duplicate online subscriptions.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.