Helping businesses across Europe with brighter spending

Soldo is the pay and spend automation platform for business. The brighter way to manage spending.

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The vision behind Soldo

Companies need to spend money to make money. But while banks are great at one-to-one transactions, businesses have many buyers, many ways to pay, and many reasons to spend.

It’s tough to track what’s being spent, how, where, and by whom – costing businesses time and money. So, we created Soldo to bridge the gap between banks and businesses.

We’re on a mission to help businesses spend, the brighter way.

A team of bright sparks

180+ people

We’ve grown from a core product-obsessed team to a workforce intent on revolutionising business spending.

18 nationalities

Our diverse team brings together unique experiences and perspectives from the four corners of the globe.

4 offices

From our offices in London, Rome, Milan, and Dublin, we’re building a product that fits markets across Europe.

Who we are (and aren’t)

Firstly, we’re not a bank. Soldo is here to complement your existing bank’s offering with brighter spending – fit for the way your business works.

Soldo was founded by Carlo Gualandri – an entrepreneur with a track record of building successful companies in industries transformed by market shifts, technology and regulations.

Our team of tech veterans, payment pioneers and fresh minds help us to shed light on spending for thousands of businesses across Europe.

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Work outside the box

Our values are more than hashtags and posters. Though you won’t find them on our walls, you will find them in our outputs. These directives define our people, workplaces and products.

Change the world
We want our people, our business, and its products to make a difference wherever they go.

Bring all of you
Individuality, openness, respect, and equality make a direct contribution to every outcome.

Empower every talent
Supporting our team helps them grow with us, so standards stay high and teams keep smiling.

Supported by

We’re proud to be supported by the world’s leading investors, joining portfolios that include FacebookSpotifyMonzoSlackCitymapper, and Deliveroo.


Industry-standard security

The Soldo tech infrastructure meets the highest standards of security, integrity, and stability.

Our systems are designed for maximum uptime, through an architecture that simultaneously accepts payments on multiple availability zones. And all development, system administration, and security activities are performed in house by Soldo experts.

All of our data is stored in Europe and Soldo is fully PCI DSS 3.2 compliant as a Level 1 Service Provider – the key security standard in the payments industry.

Authorised and regulated by the CBI

Soldo is authorised and regulated as an e-money institution, allowing us to hold our customers’ money and execute payment services. Soldo is regulated and monitored by the Financial Conduct Authority (FCA) and the Central Bank of Ireland. We follow strict compliance processes.

We don’t lend or take risks with our customers’ money, accessing it solely to execute their transactions. Client funds are always protected, as they are completely independent of the Soldo company accounts and assets and are held in a ring-fenced account in leading banks in each market.