Soldo for Small Business

Take control of your business spending with Soldo, the prepaid Mastercard® that does your expenses for you.

Start for free

  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot
prepaid cards - 5 cards free

Soldo is trusted by more than 26,000 leading companies.


Say goodbye to petty cash, dreadful expenses and shared credit cards. There’s a brighter way.

Soldo enables you to distribute prepaid cards to employees and teams so they can buy what they need. You set custom limits and decide spend categories; do you want to set up a card exclusively for travel expenses, or would you prefer one for everyday purchases?

You can have as many cards as you like, and each one can be turned off or topped up at the touch of a button. All employees have to do is snap photos of receipts. It makes spend management a breeze.

Whatever your expenditure needs, you can tailor your Soldo plan to your business, fitting Soldo seamlessly into your pre-established processes and systems.

Soldo helps thousands of small businesses to manage company-wide spending from one place. It’s small business spending, as it should be.

Get Started
payment receipt eu
payment receipt eu

Why is Soldo perfect for your small business?

active locked cards smaller business eu

Spend without the hassle.

Small businesses have to spend on a lot of things, from online software subscriptions to travel expenses. But using traditional processes only makes it more painful.

With traditional corporate credit cards, one card might be shared by an entire workforce, so keeping track of who’s bought what and where the receipts are is a nightmare. It can be an unpleasant task for finance teams to sift through months of paperwork to try and balance the books accurately.

Simplify spending with Soldo. Give everyone their own prepaid Soldo card, then manage money in our intuitive web console. Employees save time, and you get real-time visibility and control over the full spectrum of spending.

active locked cards smaller business eu

Manage spending on the go.

Every small business could use more time. But reporting admin is often one of the most time-consuming tasks on the list, leading to productivity bottlenecks at the end of the month.

Manage reporting effortlessly with Soldo. Capture accurate spend data right at the point of purchase. Just pay, photograph the receipt, and add notes in a few clicks. Then make light work of accounting with seamless integrations.

expense categories smaller business eu
expense categories smaller business eu
transactions report GB

Export to Xero, QuickBooks and other accounting systems.

Accounting can be tricky. Manual data entry breeds inaccurate records, compliance issues, and missed VAT claims.

Soldo lightens the load. Our integrations with Xero and QuickBooks automatically transfers the data that you’ve captured into the books. And if you’re using Sage or any other software, we’ve got you covered, too. It only takes two clicks.

transactions report GB


What is a business owner?

Being a small business owner is an inherently personal endeavour. There are overlaps with entrepreneurship, but unlike entrepreneurship, which often focuses on rapid growth, potentially with the view to sell off a company, being a small business owner is more sentimental. You’re more likely to have a connection to your business, and you’ll want to focus on steady growth, avoiding risky financial decisions.

What are some tips for small business owners?

Being a small business owner can be overwhelming. There often seems to be too many tasks for the number of hours in a day, and you may be fretting about cash flow. One way of optimising your time is to automate your expenses. The majority of businesses lose between one day to two weeks on financial admin, and this is what Soldo eliminates. With a Soldo account, your spend-tracking is done for you, leaving you freed up to complete the tasks that might otherwise have been neglected.

What are business owners responsible for?

As a business owner it is your responsibility to ensure that the business is making a profit, your employees are being paid correctly, and that all your books are tax compliant. Of course, you can always delegate to finance teams, but regardless of who’s carrying out the admin, this can be extremely time consuming. One great way to save you time (and therefore money) is to streamline as much of your processes as possible. With a Soldo account, you can significantly cut down on the amount of time you’re spending sorting out finances.

How does Soldo help small business owners?

Soldo is a complete spending solution that twins prepaid cards with an intuitive mobile app or desktop console. You or your employees simply pay for any expense using a Soldo card, snap a photo of the receipt, and the transaction is instantly collated in the app. This means you can track expenditure in real time. And in just a few clicks all this data can be sent across to accounting software like QuickBooks or Xero. Ultimately, Soldo exists to save you time, so you can get back to growing your business.

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Let’s find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
5 free cards to get your business started on automated spend management.

Start comes with

Pro 10
Level up your spend management with additional features.

All of Start, plus:

Advanced features and increased control for more complex needs.

Every feature from Pro, plus:

The flexibility to meet complex needs and the power to scale with your business, including dedicated support.
Contact sales

All the benefits of the Soldo platform:

What’s included?

These prices exclude VAT.

The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.