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Simplify your spend management,
one expense card at a time

Get started with proactive spend management trusted by more than
25,000 businesses.

Standard
A prepaid card solution for small and growing businesses.
from
£21 per month
+VAT
Try it FREE for 30 days

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Unlimited
A flexible solution for large organisations.
Designed for teams needing full customisation & control
Book a demo

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The Soldo software platform is operated by Soldo Software Ltd. The e-money business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

*Subject to eligibility, based on the criteria found
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Features

Simple, transparent pricing

Apply in minutes and get going in as little as 1-2 working days.
Change or cancel your plan at any time.

Physical cards

Create physical cards for £5 per card 

Virtual cards

Create virtual cards for £1 per card 

Temporary virtual cards

Create temporary virtual cards for £0.50/card 

Users

Add users for £7/month (+VAT) per Standard palan and £11/month (+VAT) per Plus plan 

Outbound bank transfers

Add outbound bank transfers for £0.75/transaction 

Fees

1.5% FX Fee and 1% ATM fee (minimum €2) 

Finance leaders across every industry are proactively controlling spend with Soldo. 

Frequently asked questions

Everything you need to know about the product and billing.

What is Soldo?

Soldo is a proactive spend management platform that helps businesses stay in control of their spending and accomplish more. It brings together a powerful platform, a easy-to-use mobile app, and flexible payment options to cut out time-consuming admin and give companies better oversight and control of their spending.

With Soldo, you can issue Mastercard® Soldo prepaid debit cards to employees, teams, or even contractors. You decide who can access company funds and set clear spending rules, so there’s no guesswork when it comes to managing expenses.

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.

Find out more

Is Soldo a business bank account?

No. Soldo provides extra spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as access powerful features that aren’t available with any banking provider.

What types of businesses can apply for a Soldo account?

Soldo only offers services to businesses that are incorporated entities. At the moment, we are unfortunately unable to help sole traders. We will let you know if this changes and you are able to sign up with Soldo at a later time.

Which plan should I sign up for?

Standard – Best for small and growing teams. Includes receipt capture, user wallets for better control, automated transfers, and cards for recurring payments.

Plus – Includes everything in Standard, plus multi-currency wallets, advanced expense reporting, and more control over company-wide spending.

Unlimited – Designed for large and enterprise businesses that need advanced spend management features tailored to their needs.

Not sure which plan is best? Contact our team to discuss your options: [email protected].

Can I export my data from Soldo?

Yes. Soldo makes it easy to export your transaction data in formats like XLSX, CSV, and PDF. These formats are compatible with all major accounting software, making reconciliation fast and simple. Soldo also integrates directly with most accounting and ERP platforms.

Does Soldo integrate with my accounting software?

Soldo integrates with leading accounting platforms to reduce manual data entry, cut errors, and save you time. See our full list of integrations here. If you’re not sure how your software works with Soldo, visit our support page.

Are there additional fees?

Beyond the monthly subscription fee, some financial services—such as issuing cards or cash withdrawals—may incur additional costs. You can view our Financial Services fee breakdown here.

Is it possible to make outbound transfers from a Soldo account?

Yes. If you’re on the Standard or Plus plan, you can make outbound transfers using Faster Payments (UK) and SEPA (EU). This means you can pay suppliers, reimburse employees, or cover company bills directly from your Soldo account. Access to Faster Payments is subject to eligibility—find the criteria here.

Does Soldo offer a free plan?

We don’t offer a free plan, but we do offer a 30-day trial on our Plus and Standard plans. Many ‘free’ spend management platforms charge for extra users or add hidden fees. With Soldo, our pricing is clear, and our Financial Services fees are among the lowest on the market.

Can I cancel Soldo if it is not suitable for my company?

Yes. If Soldo doesn’t meet your needs, you can close your account at any time by emailing [email protected]. Any remaining funds in your account will be returned to your business bank account.

Still have questions?

Can’t find the answer you’re looking for? Please chat to our friendly team.

Get in touch

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Join thousands of companies already growing with Soldo.

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Looking for more detail?

Compare all the features available in each Soldo plan

 
Standard
Try it free for 30 days
Plus
Try it free for 30 days
Unlimited
Book a demo
Governance
Organise and control spend activity before it happens. 

Organise money

Allocate and track money according to the budget. 
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Control

Control spend so that every penny is controlled and accounted for.
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Limit per month, week, day or transaction 
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Restrict merchant categories e.g. gambling, alcohol  
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Limit/disable ATM withdrawals 
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Restrict to online payments only 
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Turn off contactless payments 
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Limit by geo-locations 
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Payments
Empower employees and teams to make payments.
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Review
Review, report, analyse spend data and prepare for accounting.

Conduct post-spend review

Capture, review and reimburse all types of expenses and ensure accurate reconciliation.
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Create insight

Create insight for detailed reporting and actionable analysis of company expenditure.
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Integrations and API
Easily join up financial data and systems to create a single-source of truth.

Standard accounting integrations

Use our direct integrations to automatically export and sync spend information such as transactions, expense categories, receipts and invoice information.
Xero
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QuickBooks
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ERP Integrations

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Expense management and Travel integrations

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E-commerce integrations

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Authentication integrations

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HR integrations

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Custom integrations

Integrate your business systems with Soldo, seamlessly, using our flexible API.
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Support and Professional Services
Get value from Soldo more quickly using our wide range of Support services.
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See what’s possible with Soldo

More cases studies

“Soldo’s made controlling spend so much easier. I used to be able to check about 10% of receipts, now I can check 100%.”

Helen Bryne-Evans
Profit Improvement Manager
Read case study

“Soldo is very user-friendly. Very straightforward. We wanted a system that was as user-friendly as possible.”

Niki Clay
Accounts Payable
Read case study

“Soldo has given us control over what is being spent. It’s saving us lots of time, and making life easier for employees out in the field.”

Vernon
Accounting Manager
Read case study

“It was obvious that Soldo was light-years ahead of the solution we were using at the time.”

Paraag Amin
CFO
Read case study

“I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.“

Gianmichele Zappia
Head of Risk and Fraud
Read case study

“Soldo’s made controlling spend so much easier. I used to be able to check about 10% of receipts, now I can check 100%.”

Helen Bryne-Evans
Profit Improvement Manager
Read case study

“Soldo is very user-friendly. Very straightforward. We wanted a system that was as user-friendly as possible.”

Niki Clay
Accounts Payable
Read case study

“Soldo has given us control over what is being spent. It’s saving us lots of time, and making life easier for employees out in the field.”

Vernon
Accounting Manager
Read case study

“It was obvious that Soldo was light-years ahead of the solution we were using at the time.”

Paraag Amin
CFO
Read case study

“I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.“

Gianmichele Zappia
Head of Risk and Fraud
Read case study

“Soldo’s made controlling spend so much easier. I used to be able to check about 10% of receipts, now I can check 100%.”

Helen Bryne-Evans
Profit Improvement Manager
Read case study

“Soldo is very user-friendly. Very straightforward. We wanted a system that was as user-friendly as possible.”

Niki Clay
Accounts Payable
Read case study

“Soldo has given us control over what is being spent. It’s saving us lots of time, and making life easier for employees out in the field.”

Vernon
Accounting Manager
Read case study

“It was obvious that Soldo was light-years ahead of the solution we were using at the time.”

Paraag Amin
CFO
Read case study

“I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.“

Gianmichele Zappia
Head of Risk and Fraud
Read case study

Getting started couldn’t be easier​

Join thousands of businesses who have already simplified their spending.

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Soldo® 2025 All rights reserved
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.