Home | Business Spending

Control business spending from one place

Get a clear view and complete control of company expenses. Soldo simplifies and centralises the management of business spending, pairing smart company cards with powerful admin apps to put you in the driver’s seat.

Start for free

Regulated by the Financial Conduct Authority.
Works with any business bank account.
Rated ‘Excellent’ on Trustpilot.

Soldo is trusted by more than 26,000 leading companies for their business spending.

The company expense platform that brings it all together

Empower your team to pay

Give people and teams cards, with access to the exact funds needed and not a penny more.

Make approvals effortless

Any employee can request to make a purchase online – just click to approve a specific sum.

Manage and track any cost

If you can pay by card, you can manage it with Soldo, with a real-time view of every transaction.

Simplify the management of everyday purchases

Pay for anything – from IT hardware to employee training, online procurement to office nibbles – with physical and virtual company cards. Order as many as you need for people and teams, then manage spending by deciding who spends what, where, and when.

Make ad-hoc purchases easy for everyone

Get flexible business spending, without giving up control. With Soldo, everyone can make authorised business purchases online. Employees just log in, request an exact sum for a set purpose, and admins can approve to instantly issue a single-use virtual card.

Forget credit cards and out-of-pocket expenses

You don’t have to choose between the gamble of credit cards and the agony of reimbursements. With prepaid company cards, you’re not confined to arbitrary credit limits, the risk of overspending is minimised, and your employees are never left out of pocket.

Relieve the headache of expense admin

Capture invoices, VAT, notes, categories, and more in seconds. Then stream everything to Xero, QuickBooks, NetSuite, Sage, or DATEV through integrations. On another platform? Export data via CSV in a couple of clicks. It’s easy with Soldo.

Speak to us

‘We like that it’s a payment-card system rather than a credit card. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.’
– Mark Taylor, Director of Finance, Plymouth College of Art

Read case study

Everything you need to manage spending

Smart company cards

Use physical and virtual Mastercard® cards to make payments in store and online. 

Customised wallets

Give people and teams their own dedicated balance or share pots as you choose. 

Flexible spend controls

Set custom spending limits for any card per transaction, day, week, and month.

Mobile and web management

Track transactions in real time and easily manage spending across your business.

Built-in approvals process

Respond to employee requests, providing the exact sum on single-use virtual cards.

Accounting integrations

Flow data to Xero, QuickBooks, NetSuite, or Sage; export CSV to any platform.

Rated “Excellent” on Trustpilot by over 1000 businesses

Apply online in minutes and start spending in as little as one working day

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor

Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran

Purchase Ledger Coordinator at Making Space

Let’s find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Bank-level security – FCA regulated & PCI compliant

Start

5 free cards to get your business started on automated spend management.

Free

Start comes with

Receipt capture and categorisation
Xero, QuickBooks and Sage integration
Accounting Access
Spending limits
£7 per additional user card (5 included)

Pro 10

Level up your spend management with additional features.

£60/month

All of Start, plus:

Advanced card rules
Fuel cards
Move funds between wallets
Automatic budgeting rules
Easily manage recurring payments (10 included)
Single use cards (50 included)
£6 per additional user card (10 included)

Premium

Advanced features and increased control for more complex needs.

£90/month

Every feature from Pro, plus:

Multi-currency wallets and cards in GBP, USD, and EUR
Mastercard data feed
API Integration
Manage department spending and budgets
Integrate with Netsuite
Single-use virtual cards (75 included)
Easily manage recurring payments (15 included)
£10 per additional user card (10 included)

Enterprise

The flexibility to meet complex needs and the power to scale with your business, including dedicated support.

Contact sales

Get a quote

All the benefits of the Soldo platform:

What’s included?

All the benefits of the Soldo platform:

Tailored support with designated account and customer success team
Custom onboarding and product training
Multi-currency wallets and cards: USD, GBP, and EUR
Post-approval processes and expense reporting (coming soon)
Dedicated dashboards and cards for recurring payments
Requests and customisable approval workflows for one-off purchases with dedicated virtual cards
Customise roles and access with user advanced permissions
Advanced transaction reporting for real-time visibility
Integration with accounting platforms
Access to APIs for integration into business systems

These prices exclude VAT.

The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

Soldo® 2022 All rights reserved
The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland, authorised as an Electronic Money Institution by the Central Bank of Ireland (firm registration number C179925). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services and the website are provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd. (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to the website, the software and related services shall be sent to Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.