Replace petty cash with spend management.

Petty cash is risky, error prone, and time consuming. And there’s every chance you’ll be caught short when your team comes knocking, meaning a trek to the bank. It’s time for a brighter way – manage spending from anywhere, with Soldo.

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  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated “Excellent” on Trustpilot

Soldo is trusted by more than 30,000 leading companies.


Business spending without a petty cash book in sight.

Money in an instant

Send money to smart company cards in a few clicks using the Soldo desktop and mobile apps.

Get a grip on spending

Set who can spend what and when. Soldo comes with custom budgets and rules for each card.

Never miss a VAT claim

Capture every expense. Photograph receipts and add VAT, notes, and more on the employee app.

Send money to any employee from anywhere

Close the lid on your petty cash tin forever and forget last-minute trips to the bank. Soldo is designed to cut the legwork of business expenses. Use intuitive desktop and mobile management apps to top up smart company cards, so your team gets what it needs – fast.

prepaid card set up with rules and spend limits for employees

Make sure business spending is in hand

Keep a hold on your purse strings with easy spend controls. Empower people and teams to spend responsibly; define budgets and rules for who can spend what and when. Track every penny with real-time notifications and a top-down view of costs across your business.

Capture all you need for the tax man

Watch accurate expense data pop up in the desktop web console, ready for reconciliation. Soldo comes with expense apps for employees, letting them capture receipts, VAT, categories, and notes, right at the point of purchase. No mistakes, no paperwork, no sweat.

payment receipt in GBP captured using Soldo's mobile expense management app
transactions report GB

Automate away tedious bookkeeping tasks

Flow transactions, receipts, and more into your accounting software through integrations. Soldo connects to Xero, QuickBooks, NetSuite, Sage or DATEV sending everything you need for reconciliation. On another platform? Export a CSV file in a couple of clicks.

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Keep your business safe and secure

Moving, storing, and handing out cash is inherently risky. Soldo cuts the risk with smart company cards. Each card has set limits and is as safe as a bank card. Want more control? Disable contactless payments, freeze cards, or set cards to lock after one transaction.

active locked cards

‘Those who use it, absolutely love it – employees literally just have to snap a receipt. It could not be simpler’

With Soldo, Ben – Head of Finance at UNIT – cut time handling each transaction from 5 minutes to 10 seconds. That’s before counting the 45 minutes to an hour of admin saved through our accounting integration – every day!

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Everything you need to manage business spending

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Smart company cards 

Use physical and virtual Mastercard® cards to make payments in store and online. 

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Customised wallets

Give people and teams their own dedicated balance or share pots as you choose. 

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Flexible spend controls

Set custom spending limits for any card per transaction, day, week, and month. 

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Mobile and web management

Track transactions in real time and easily manage spending across your business.

Single-use virtual cards

Instantly issue cards with the exact balance requested, and that expire after use.

Built-in approvals

Get notified when an employee requests money, then approve or deny in a click. 

Accounting integrations

Flow data to Xero, QuickBooks, NetSuite, or Sage; export CSV to any platform.

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Instant transfers 

Move money between wallets in a couple of clicks, it’s ready to spend instantly. 

Automatic card top-ups

Keep cards topped up with automated periodic or balance-triggered top-ups.

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Lets find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
A basic plan giving you a taste of the Soldo platform.
£0per user/month
Up to 3 users and cards

Features include:

What’s included?

Get added flexibility to control funds and manage company spending.
£6per user/month
Minimum of 3 users

All of Start, plus:

What’s included?

Best for growing businesses
Get increased visibility, control and support for multiple currencies.
£10per user/month
Minimum of 3 users

Every feature from Pro, plus:

What’s included?

For medium and larger businesses, that need customisation, flexibility and dedicated support.
Custom pricing Unlimited users and cards

All the benefits of Premium, plus:

What’s included?

These prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.