How do online prepaid cards work?

Get an online prepaid card for business. See how online prepaid cards work and why they’re a safer, more efficient option for making everyday purchases online.

Online Prepaid Cards
 

Trust employees to spend company money with prepaid cards that keep you in control

 

Separate budgets, custom limits and real-time visibility help prevent overspending

 

Save hours on admin and speed up month-end with automated tracking and reporting

25,000+ businesses trust Europe’s leading online prepaid cards platform

Get complete oversight of company spend

Get complete oversight of company spend

With Soldo company cards, you control who spends company money, how much, on what, and which budget they use.
Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

Free up time for higher impact work

Free up time for higher impact work

How much time do you spend working through expense reimbursements? Querying mistakes, or chasing missing receipts? Probably more than you’d like to.
Soldo company cards make spending less complex. No out-of-pocket spending means no more reimbursements – saving finance teams hours on expense processing.

Easy expenses, controlled company spend

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.
Soldo company cards give the right people controlled access to company money, so no one has to spend time on expense claims or reimbursements. Our expense management platform and mobile app are user-friendly and intuitive. They reduce manual effort in a variety of ways, from automating finance processes for finance teams to allowing employees to capture receipts at point of purchase.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Trust in the highest levels of card protection

Trust in the highest levels of card protection

Soldo is accredited as a Level 1 Service Provider by the PCI Council, which means we comply with the highest data security standards. We’re regulated by the Financial Conduct Authority (FCA) and the Central Bank of Ireland.
Soldo company cards are issued by Mastercard® and can be frozen or cancelled in seconds from out web or mobile app. Our support team is on hand to answer questions, resolve any issues, and set up your Soldo account for your specific need.

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Get started
What our clients think about us

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran, Making Space
Purchase Ledger Coordinator

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Banner cards

Create a free account and get started now

Get the benefits of a Soldo account now

Get started

Frequently asked questions

How do you use a prepaid card online?

When making purchases online you can use a prepaid card the same way you would use a regular credit or debit card. Simply enter your card number, expiry and CVV. You will need to make sure that there’s enough money on the card before you make the purchase – otherwise it will be declined.

Can you reload a prepaid card online with a debit card?

With Soldo, you can reload your prepaid card from anywhere within your account, which you can top up by bank transfer. It’s easy to set up and once you’re ready to go, you can order new cards at will.

How do you get a prepaid debit card online?

You can order a Soldo online prepaid card here. They’re the best option for businesses looking for an easier and more secure way to make purchases online and get much greater visibility over spend.

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

Read more about
Prepaid Cards

Best business prepaid cards uk

Soldo offers the best business prepaid cards in the UK, designed for modern businesses seeking controlled spending and streamlined…

Read more →

Prepaid business credit cards uk

Soldo offers prepaid business cards tailored to UK businesses, ensuring controlled spending and seamless expense…

Read more →

Virtual prepaid credit cards

Step into the future of business transactions with Soldo’s virtual prepaid credit cards. Offering speed, security, and efficiency, our virtual cards provide a seamless and reliable solution for your business…

Read more →

Business top up card

Embrace efficient expenses. The Soldo business top up card takes the complexity out of spending and saves your team time and effort on the expense…

Read more →

Best business prepaid credit card

Take the reins of business expense management with Soldo prepaid credit cards. Give employees a quick way to make work-related purchases with real-time visibility and easy…

Read more →

Prepaid currency cards

This guide will tell you everything you need to know about prepaid currency cards, and how the right one can make overseas business trips…

Read more →

Business Prepaid Cards for Employees

Read more →

Prepaid Expense Card

Read more →

Prepaid Business Cards (Old)

Earn full control and visibility over company spending and lose your admin headaches with prepaid business cards. Learn more so you can make your team’s life…

Read more →

Virtual Prepaid Cards

Instead of giving staff access to the company bank account, businesses are using virtual prepaid cards to safely manage spending. See why it’s time you do the…

Read more →

Online Prepaid Cards

It’s safer to use online prepaid cards, or virtual cards, than company credit cards. Here’s why your business needs them, and everything you need to know to…

Read more →

Prepaid Mastercard

For businesses looking to get a better handle on spending, the Mastercard prepaid card is particularly rewarding. Learn how flexible cards like Soldo can help…

Read more →

Cash Passports for business

Multi-currency cash passports, also known as prepaid travel cards, help businesses nip travel expenses in the bud. Read on to pick the best option for your…

Read more →

Guide to virtual cards

Virtual cards are a simple and secure way of managing online payments and subscriptions. Read on to find out how Soldo’s virtual cards can benefit your…

Read more →

Complete Guide to Prepaid Cards

Switching to prepaid cards for business? Read this step-by-step guide and learn all the basics and benefits before you jump in – and why Soldo’s the brighter…

Read more →

Guide to prepaid currency cards in the UK and abroad

Managing business travel expenses is easy when your team uses prepaid currency cards. Learn how to track team spending in real time and keep budgets in…

Read more →

Prepaid Business Cards

Earn full control and visibility over company spending and lose your admin headaches with prepaid business cards. Learn more so you can make your team’s life…

Read more →

Prepaid Debit Cards

Find out why prepaid debit cards are the answer to your expense management worries, and how Soldo can make life easer for you and your…

Read more →

Prepaid Travel Cards

Businesses are turning to prepaid travel cards as a safer, cheaper alternative to credit cards. Here’s how they work and why they’re the best option for your…

Read more →

Prepaid Credit Cards

Know the difference between prepaid credit cards and credit cards, their pros and cons, and how prepaid can give you more visibility and control over…

Read more →

Soldo® 2024 ALL RIGHTS RESERVED
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.