Choose a smarter prepaid business card

Take control of your company spending with individual business prepaid cards, all connected to one shared account with intuitive integrated apps.


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A better fit than business cards

Control costs on prepaid cards

Enable trouble-free business spending; define budgets and track costs in real time.

Capture receipts and VAT

Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.

Automate all expense admin

Send transactions, receipts, and other data to your accounting software through integrations.

Get up and running in a flash

Apply online in minutes and start spending in as little as one working day. You’ll love how easy it all is.

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web console custom
web console custom

Soldo prepaid business cards: everything you need to know

With Soldo’s prepaid company cards, you can give a company card to any individual or department that needs one. You then decide the budget for each card – plus any rules about how it can be used.

Soldo is a fuel card, FX card and general expense card all rolled into one. A complete prepaid business account.

Whether they’re using it for travel expensesentertainment expenses, online payments or simply getting what they need to do their job, Soldo gives you total control over how employees and teams use company money.

Your finance team can track and manage your business spending, and your employees get autonomy and flexibility over how to spend their budgets.

You can manage every aspect of your prepaid expense cards from Soldo’s online admin console: check cardholder activity, make free and instant money transfers, freeze cards and more.

 

Prepaid business cards are the next evolution of business debit cards and company credit cards:

  • Unlike debit cards for business, you’re not giving employees access to the company account.
  • Unlike corporate credit cards, no employee can run up any debt – and there are no credit checks needed to get started.

You can sync your expenses and spending data with Xero, Quickbooks Online, NetSuite, Sage or any other accounting software that allows you to upload data in just a few clicks.

Say goodbye to the errors and wasted time that come hand in hand with manual data entry. There’s a brighter way that doesn’t involve a petty cash box.

Choose Soldo for the best prepaid company cards

When looking at business prepaid cards in the UK, you’ll want to watch out for specific benefits such as the ones below.

Soldo revolutionises traditional prepaid cards for business expenses. We don’t charge for transactions or deposits – plus, our apps and online console enable you and your staff to manage and track spending entirely online.

Integrate your spending and accounting systems

Soldo runs entirely in the cloud and integrates with your chosen accounting platform to save time and eliminate errors.

Manual data entry causes headaches for growing businesses and established organisations alike. By automatically sending data to accounting software, Soldo gives you accurate accounts that are reconciled in just a couple of clicks – ensuring there are no more inaccurate records or missed VAT deadlines.

No credit history needed for a prepaid business account

Because there’s no debt involved in prepaid employee expense cards, we don’t check your credit history when you sign up. So if you’re just starting out and haven’t built up a credit score, it isn’t an issue. And as you never have any credit to pay off at the end of the month, you can’t damage your credit score.

This makes Soldo the natural choice for new businesses – or anyone who’s been burned by company credit cards in the past.

 

Empower employees with prepaid cards for business expenses

Traditional business spending solutions restrict staff and lead to poor spending practices, as any business owner who’s had to hunt down the company card knows.

With Soldo, anyone that needs a company card gets one. They’re responsible for their spending, but you can limit how much they spend – and where they spend it. For instance, you can designate a card for online advertising costs so your marketing team keeps track of them.

You won’t have to run through endless expense sheets at the end of each month, or wait 30 days to see what’s on the statement. And your staff won’t have to spend their own money, putting themselves out of pocket until payday.

A Soldo plan for any business

 
Soldo Pro
6€
per card
per month
Get started
Manage spending and expenses with the core Soldo features. Up to 20 cards.
Best for growing businesses
Soldo Premium
10€
per card
per month
Get started
Add advanced controls, reporting and functionality to the Soldo experience.
 
Soldo Custom
Contact Sales
 
Get a quote
Advanced integrations and dedicated support for larger organisations.
Soldo Ltd software services plan prices exclude VAT.
Soldo Financial Services Ltd fees, and typical limits are available here.

Frequently Asked Questions

What are prepaid business cards used for?

Prepaid business cards are used to give management and finance complete visibility over spending, without taking accountability away from staff. A loaded card can be used in any situation in which you could otherwise use a debit or credit card. You might, for example, use them to give a budget to salespeople on the road, removing the hassle of expenses. Or you could give every employee an individual learning and development fund.

What are prepaid credit cards?

Prepaid credit cards, or prepaid business credit cards, are another term for prepaid business cards, a spending solution that gives your teams control over how they spend their budgets. While often referred to as prepaid credit cards, there’s no credit involved – instead, you load up each card with funds that staff can then spend.

How do prepaid business cards work?

Prepaid business cards work by enabling you to give cards to employees and departments. You decide how much cash gets allocated to each card, and where it can be spent. Then you can manage every aspect of the cards, for free, from an online payment console. After that, it’s up to your staff to decide how to spend their budgets.

What is the difference between a prepaid card and a credit card?

The biggest difference between a prepaid card and a credit card is that prepaid cards don’t require any credit to function. This brings two significant advantages for prepaid cards: there’s no debt involved, and no restrictions on who can use them – all you need is a registered company name.

Are prepaid business cards safe?

Yes, prepaid business cards are one of the safest ways of managing business spending. Unlike business debit cards, prepaid cards don’t give users access to the main company account, so you have complete control over how much staff spend. And unlike credit cards, there’s no chance of going into debt.

How much does a prepaid business card cost?

You can get started with a Soldo prepaid business card with the Soldo Pro plan. That gets you access to all of Soldo’s core features, including its mobile app and online console. There are no deposit fees or transaction fees to pay. If you need advanced features, you can sign up for Soldo Premium. Find out more about pricing plans.

Can I use a prepaid card for business online?

Yes. You can use prepaid business cards online or in-shop, to make the same purchases you would with a debit or credit card. Soldo offer prepaid cards and virtual company cards. They’re almost identical to traditional prepaid cards – but instead of sending you a physical card, everything is online.