Take control of your company expenses with individual business prepaid cards, all connected to one shared account with intuitive integrated apps.
Empower employees to spend what they need with their own prepaid Mastercard, while you stay in control of the funds
Complete visibility, ring-fenced budgets and custom limits mean there’s no risk of overspending
ave hours on admin and skip month-end surprises with automated spend tracking and reporting
Enable trouble-free business spending; define budgets and track costs in real time.
Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.
Send transactions, receipts, and other data to your accounting software with integrations.
Apply online in minutes and start spending in as little as one working day. You’ll love how easy it all is.
With Soldo’s prepaid expense cards, you can give a company card to any individual or department that needs one. You then decide the budget for each card – plus any rules about how it can be used.
As a complete prepaid business account, Soldo is a:
Whether they’re using it for travel expenses, entertainment expenses, online payments or simply getting what they need to do their job, Soldo gives you total control over how employees and teams use company money. Your finance team can track and manage your business spending, and your employees get autonomy and flexibility over how to spend their budgets. You can manage every aspect of your prepaid expense cards from Soldo’s online admin console: check cardholder activity, make free and instant money transfers, freeze cards and more.
Prepaid business cards are the next evolution of business debit cards and company cards:
You can sync your expenses and spending data with Xero, Quickbooks Online, NetSuite, Sage or any other accounting software that allows you to upload data in just a few clicks.
Say goodbye to the errors and wasted time that come hand in hand with manual data entry. There’s a smarter way that doesn’t involve a petty cash box.
Prepaid expenses cards that give you more
With Soldo, you aren’t just getting prepaid business cards. You’re getting a full spending solution that gives you complete control and visibility over your petty cash, staff expenses and outgoings.
When looking at prepaid business cards in the UK, you’ll want to watch out for specific benefits such as the ones below.
Soldo revolutionizes traditional prepaid cards for business expenses. We don’t charge for transactions or deposits – plus, our apps and online console enable you and your staff to manage and track spending entirely online.
Soldo runs entirely in the cloud and integrates with your chosen accounting platform such as Xero to save time and eliminate errors.
Manual data entry causes headaches for growing businesses and established organisations alike. By automatically sending data to accounting software, Soldo gives you accurate accounts that are reconciled in just a couple of clicks – ensuring there are no more inaccurate records or missed VAT deadlines.
Because there’s no debt involved in prepaid employee expense cards, we don’t check your credit history when you sign up. So if you’re just starting out and haven’t built up a credit score, it isn’t an issue. And as you never have any credit to pay off at the end of the month, you can’t damage your credit score.
This makes Soldo the natural choice for new businesses – or anyone who’s been burned by company credit cards in the past.
Traditional business spending solutions restrict staff and lead to poor spending practices, as any business owner who’s had to hunt down the company card knows.
With Soldo, anyone that needs a company card gets one. They’re responsible for their spending, but you can limit how much they spend – and where they spend it. For instance, you can designate a card for online advertising costs so your marketing team keeps track of them.
You won’t have to run through endless expense sheets at the end of each month, or wait 30 days to see what’s on the statement. And your staff won’t have to spend their own money, putting themselves out of pocket until payday.
Prepaid business expense cards are used to give management and finance complete visibility over spending, without taking accountability away from staff. A loaded card can be used in any situation in which you could otherwise use a debit or credit card. You might, for example, use them to give a budget to salespeople on the road, removing the hassle of expenses. Or you could give every employee an individual learning and development fund.
Prepaid credit cards, or prepaid business credit cards, are another term for prepaid business cards, a spending solution that gives your teams control over how they spend their budgets. While often referred to as prepaid credit cards, there’s no credit involved – instead, you load up each card with funds that staff can then spend.
Prepaid expenses cards work by enabling you to give cards to employees and departments. You decide how much cash gets allocated to each card, and where it can be spent. Then you can manage every aspect of the cards, for free, from an online payment console. After that, it’s up to your staff to decide how to spend their budgets.
The biggest difference between a prepaid card and a credit card is that prepaid cards don’t require any credit to function. This brings two significant advantages for prepaid cards: there’s no debt involved, and no restrictions on who can use them – all you need is a registered company name.
Yes, prepaid business cards are one of the safest ways of managing business spending. Unlike business debit cards, prepaid cards don’t give users access to the main company account, so you have complete control over how much staff spend. And unlike credit cards, there’s no chance of going into debt.
You can get started with a Soldo prepaid expense card with the Soldo Pro plan. That gets you access to all of Soldo’s core features, including its mobile app and online console. There are no deposit fees or transaction fees to pay. If you need advanced features, you can sign up for Soldo Premium. Find out more about pricing plans.
Yes. You can use prepaid expense cards online or in-shop, to make the same purchases you would with a debit or credit card. Soldo offer prepaid cards and virtual company cards. They’re almost identical to traditional prepaid cards – but instead of sending you a physical card, everything is online.
No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.
Access lower fees while saving time spent on accounting by joining Soldo today.
Manage spending on prepaid cards
Empower employees to spend responsibly; define budgets and track spending in real time, from anywhere.
Automate your expense admin
Stream transactions, receipts, and other data right into your accounting software through smart integrations.
Effortless bookkeeping
Track in real time on desktop and mobile; flow data into accounting systems automatically.
Soldo Mastercard® cards
Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.
Web console and mobile app
See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.
Accounting integration
Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.
Free & unlimited transactions
Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.
No charge for deposits
It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.
Dedicated support
Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.
“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”
“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”
No credit checks, no hidden fees, no fixed contracts. Cancel anytime.
1. Complete registration
We need to confirm your identity and address. Upload a few documents and you’ll be done.
2. Add funds
Load money to your account to order your Soldo card. Receive it in 2 working days.
3. Start spending
Shop online or instore safely with your contactless card.
Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.
Bank-level security – FCA regulated & PCI compliant
