Prepaid debit cards enable you to control business spending

Built-in budgets. Real-time tracking. Integrated reporting.

  • See transactions as they happen.
  • Set budgets from your phone or desktop.
  • Manage business-wide spending across multiple preloaded cards.
  • Simplify those monthly reconciliations.

Start for free

prepaid cards - 5 cards free

Prepaid debit cards trusted by more than 30,000 leading companies.

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Simplify your spending with prepaid debit cards

Access lower fees while saving time spent on accounting by joining Soldo today.

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Manage spending on prepaid cards

Empower employees to spend responsibly; define budgets and track spending in real time, from anywhere.

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Automate your expense admin

Stream transactions, receipts, and other data right into your accounting software through smart integrations.

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Effortless bookkeeping

Track in real time on desktop and mobile; flow data into accounting systems automatically.

When you ask your staff to cover work expenses with their own money or use company credit or debit cards, you’re opening the floodgates to a slew of unexpected charges. And the headache that comes with sorting through receipts never goes away.  

Secure prepaid debit cards are a smart and safer way to track spending. They’re not actually ‘debit’ cards, despite the similarities, as they’re not associated directly with a bank account.

Unlike credit or debit cards, prepaid debit cards give you a clearer picture of your business expenses and block any possibility of overspending.

Here are five reasons why prepaid cards give you more freedom to control:

1. Prepaid debit cards let you track spending in real-time

Unregulated spending and a few odd mistakes will leave a mark on your business. But a prepaid card lets you enforce custom limits and rules to control spending before it happens. You simply load a specific amount onto a card whenever you need to – and that’s it.

Instead of one debit or credit card being passed around, you can purchase prepaid debit cards and give one to each department or employee. And then, you can tighten your budgeting accordingly.

With Soldo prepaid cards, you’re even able to control this in real-time via a web console. Your people can capture receipts and make them available to you as soon as they use the card – and help you anticipate similar situations.

2. Prepaid debit cards make processes easier

Prepaid cards let you transfer funds to your people, no matter where they are, in a matter of seconds. This makes you more efficient.

For extra comfort, staff can link their preloaded bank cards to PayPal, and use them on Uber accounts to trace travel costs as they happen.

Prepaid cards for business are super convenient for owners, too. The Soldo prepaid debit card comes with an intuitive web console and app that automate the dreaded expense report process.

You can export the data and import it into an accounting system like Xero, cutting admin and, manual receipt processing. Easy!

3. Prepaid debit cards keep your business safe

Should someone in your company go on a spending spree or if your business credit card information gets stolen, you’re stuck in a messy process waiting for reimbursement. But not if you’re using prepaid cards.

If your employees don’t have access to an account, this risk doesn’t exist. You have total control over spending by setting spending limits. You can even keep a zero balance until they need to use it – and there’s no chance of hurting your credit score.

With Soldo, you can also double your security efforts with a virtual prepaid card. You can still establish individualised budgets, but you take away the possibility of it being lost.

Plastic or virtual – a preloaded cash card will help you sleep better at night.

4. Prepaid cards empower your employees

If you’re not using a company credit card or not making it available to everyone, chances are your people are spending their own money and waiting ages for the cashback.

These prepaid cards give your team the financial autonomy to cover their work-related needs, and tells them you trust them to stay on budget.

You can also show appreciation by using prepaid cards as an incentive. Just top up the cards when certain targets are hit to pay for a special lunch or training.

They can have everything they need – and some extra motivation, too.

5. Prepaid debit cards help you save money

An impromptu client lunch, a repeat purchase, a new software subscription. Small irregularities will eat into your profits – and you won’t know it until it’s too late.

A pay-as-you-go debit card will enforce your expense policy automatically, knocking down the risk of overspending. Better planning, less waste.

This type of card comes in handy particularly when you want to save on travel expenditures. If you choose Soldo, the foreign exchange rate is much lower compared to most banks and credit card providers.

The ability to check exactly how much you’ve spent through an app also triggers a psychological ‘savings mode’ – your people will think twice before getting that third cup of coffee.

A clever way to save, with little effort.

Set limits, reap the rewards

Prepaid debit cards come with innovative technology to help you track expenses and keep a tighter grip on finances.

Putting business expenses on the company credit card or asking employees to pay out of pocket can hurt your financial situation. Your people should have the autonomy to get what they need responsibly without you worrying about phantom travel costs and client dinners.

A prepaid business card from Soldo gives you complete control and visibility while saving you money that you can use to invest in your business.

 

All Soldo plans include

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web-Konsole und mobile App

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Kostenlose und unbegrenzte Transaktionen

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Individuelle Unterstützung

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

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“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Let’s find the right Soldo plan for your prepaid debit cards

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
 
Start
5 free cards to get your business started on automated spend management.
Free

Start comes with

 
Pro
Level up your spend management with additional features.
£30/month

All of Start, plus:

 
Premium
Advanced features and increased control for more complex needs.
£90/month

Every feature from Pro, plus:

 
Enterprise
The flexibility to meet complex needs and the power to scale with your business, including dedicated support.
Contact sales

All the benefits of the Soldo platform:

What’s included?

These prices exclude VAT.

The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

Read more about Prepaid Cards