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Beyond P-cards: flexible control over all business spend

Stop chasing receipts and start controlling spend with procurement cards built to empower employees and protect budgets.

  • Allocate budgets by project, team, or site
  • Issue virtual and physical payment cards
  • Integrate seamlessly with Oracle, NetSuite, Sage & more
Beyond P-cards: flexible control over all business spend

Empower

Empower employees to spend responsibly with company cards that keep you in control

Budget

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses simplify their business spending

No more shadow procurement

When even the smallest ad-hoc purchases are pulled into a trackable process, nothing goes under the radar. From the smallest supplies to the biggest orders, every expense is visible, trackable, and under your control. No more hidden spend, no more micromanaging.

No more shadow procurement

Issue cards instantly, as needed

Create physical or virtual cards as soon as a procurement need arises without the need for lengthy approval processes.

Issue cards instantly, as needed

Set precise spend restrictions

From spending limits and merchant categories to geo controls and per-transaction caps, you decide how, when, and where company money is spent.

Set precise spend restrictions

Single-use cards

Create cards for one-off supplier payments to meet an urgent supplier need or respond to an unforeseen project cost.

Single-use cards

Virtual cards

Create a card for each vendor to track spend accurately and assess supplier performance at a glance.

Virtual cards

Project or team spend

Issue cards based on cost centre or function to keep every initiative on-budget and accountable.

Project or team spend

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Your Questions. Answered.

Contact us if you have any other questions.

What are P-Cards, and how does a Soldo card compare?

P-cards (also known as purchasing cards or procurement cards) are company payment cards designed to simplify business spending. Soldo takes the concept further: our smart company cards offer all the benefits of traditional P-cards, plus real-time visibility, flexible controls, and automated expense reporting.

Can I issue multiple cards across my business?

Yes. With Soldo, you can instantly create physical or virtual purchasing cards for employees, teams, or projects. Each P-Card can have its own spending rules, limits, and categories, ensuring money is used exactly as intended

Are P-cards and purchasing cards secure?

Yes. Soldo’s cards are backed by enterprise-grade security, including PCI DSS and ISO 27001 certifications. Every transaction is protected, so your business can confidently use Soldo cards as P-Cards.

How do P-cards (or purchasing cards) help control business spend?

Purchasing cards let employees make purchases directly, while finance teams set rules and limits. With Soldo, every P-Card transaction is visible in real time, with built-in budgets and controls that prevent overspending and give finance full oversight.

Do procurement cards reduce finance admin?

They do, and Soldo takes it a step further. Traditional purchasing cards may capture spend, but Soldo automates reconciliation, receipts, and reporting. That means finance teams spend less time chasing receipts and more time on valuable analysis.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.