Transforming accounting with automation

accounting automation

Trust employees to spend company money with prepaid cards that keep you in control


Separate budgets, custom limits and real-time visibility help prevent overspending


Save hours on admin and speed up month-end with automated tracking and reporting

Our customers

25,000+ businesses trust Europe’s leading accounting automation platform

Connect expenses with accounting, seamlessly

Connect expenses with accounting, seamlessly

Looking for Xero cards or QuickBooks cards? Soldo integrates with your accounting software so you don’t have to manually collate and report on financial data – and avoid manual input errors.

Give Soldo company cards to employees, teams, or departments, then get accurate transaction data automatically uploaded to your accounting system. Track and report on all spending in one place and make month-end faster.

Get complete oversight of company spend

Get complete oversight of company spend

With Soldo company cards, you control who spends company money, how much, on what, and which budget they use. Controlling spend from the outset and tracking it in real-time makes month-end accounting much simpler.

Set custom rules and limits for each card in a few clicks to prevent overspending, without micromanaging every transaction.

Free up time for higher impact work

Free up time for higher impact work

How much time do you spend working through expense reimbursements and reports? Probably more than you’d like to. With Soldo, transaction data is automatically synced with your accounting software, so you save time and manual effort.

Soldo company cards replace out-of-pocket spending and reimbursements to make spending less complex. It means less back and forth between finance and employees, and better reporting.

Speed up expense management

Speed up expense management

Want to make expenses easy and fair for everyone involved? With Soldo, you can automate 80% of your financial processes and cut the unnecessary paperwork that distracts from higher impact work.

No need to chase receipts or weave through incomplete expense claims. Employees can capture receipts and upload transaction information at the point of purchase. Reconciliation is so fast your finance team will save 6 days a month. 

Trust in the highest levels of security

Trust in the highest levels of security

Soldo company cards are issued by Mastercard® and can be frozen or cancelled in seconds from our web or mobile app. Your expense data is encrypted, and data transfers between Soldo and your accounting systems are safe and secure.

Our support team is on hand to answer questions, resolve any issues, and to help set up your Soldo account for your specific needs.

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Banner cards

Create a Soldo account and get started now

Get the benefits of a Soldo account now

Get started

Frequently asked questions

What is a prepaid business card?

A prepaid business card gives employees controlled access to company money. Instead of having to use their own money (pay out-of-pocket), employees can use a company card to make purchases that relate to their work. 

With Soldo, you can allocate physical cards or virtual company cards to specific employees, teams, departments or projects to be used for spending with a pre-approved and allocated budget. Soldo company cards can be used to pay for business travel, for example, entertain clients or for recurring payments such as online subscriptions.

How do expense cards work?

Expense cards give employees access to company money for business purchases. Finance teams can then control spending by allocating expense cards with custom limits and rules that ensure all payments adhere to their expense policy. 

Soldo company cards can be plastic or virtual cards and used online or in-store. You can choose to give individual employees a Soldo card with their name on the front. These can be used for as long as an employee works at the company, or cancelled in seconds if needed. You can also create temporary virtual card for employees who don’t need regular access to company money. These are only valid for a set number of purchases over a limited period of time. 

Can I put business expenses on my personal card?

Whether or not you can put business expenses on your personal card will depend on your company’s employee expense policy. Some companies will allow you to use your personal card and then they’ll pay you back as an expense reimbursement. 

It’s important to check the expense policy first because this will tell you what kind of purchases are approved and how much you’re allowed to spend on specific items or within particular expense categories. If you put a business expense on your personal card that falls outside of the expense policy, your request for an expense reimbursement may not be approved which means you won’t be able to get your money back. 

How do you monitor monthly expenses?

The most efficient way to monitor monthly expenses is by using an expense management platform. This allows you to set rules and limits around expenses and then review and track them in real-time with visibility over who is spending, on what and how much. 

Soldo company cards are a great way to make sure employees don’t have to spend their money on business expenses. But, if they do pay out-of-pocket for something, you can add those to Soldo too (even if they pay in cash). Then it’s quick and easy to download a reimbursement report so you know which employees to pay back. Monitoring monthly expenses through a single platform like this is easier than switching between spreadsheets or other systems and is less susceptible to human error. 

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