Prepaid cards: Complete control over company spending

Built-in budgets. Real-time tracking. Integrated reporting. Help your people get the job done and give your finance team the right tools to manage spending, with Soldo prepaid cards.

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Prepaid cards don’t keep you guessing

Although corporate credit cards and reimbursements are a popular choice for many businesses, the only spending restrictions are sky-high limits or the depths of employee pockets. This means that until reports roll in weeks later, you’re in the dark on who spent what and where.

Shed light on your spending with Soldo’s smart prepaid system. See transactions as they happen and set budgets from your phone or desktop. And when it comes to managing business-wide spending across multiple preloaded cards, Soldo simplifies those monthly reconciliations. Learn more about prepaid card fundamentals.

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team spend management from Soldo expense management software
team spend management from Soldo expense management software
payment receipt in GBP captured using Soldo's mobile expense management app

Preloaded cards make accounting painless

Our Mastercard® prepaid cards send transaction and vendor data to the Soldo web console instantly. Cards are linked to Soldo’s mobile app, so all employees need to do is make their purchase as usual, snap a photo of their receipt, and Soldo handles the rest. Once this data is on the account, send it to Xero, QuickBooks, or NetSuite in a couple of clicks for effortless bookkeeping.

Forget lost receipts, missing VAT, and data entry errors. With Soldo, you can streamline your finances and automate your expense management.

payment receipt in GBP captured using Soldo's mobile expense management app

Traditional processes can’t keep up

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73% doubt data

Almost three quarters of respondents to an MHR survey said they doubt their month-end data.

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70% lose time

The majority of businesses lose between one day to two weeks per month to spend-tracking admin.

30 days to process

On average, it takes 30 days for a business to process an expense – until then, there’s no visibility of costs.

Soldo Prepaid Cards: Manage spending the brighter way

Easily avoid these problems by upgrading to Soldo. Issue plastic or virtual prepaid cards in pounds, euros, and US dollars, then top them up in a few clicks. And you can have as many of these cards as you like. Deposits are free, and we offer low foreign exchange fees of just 1% above the interbank rate. Prepaid cards are the versatile alternative to traditional bank cards.

prepaid card set up with rules and spend limits for employees
prepaid card set up with rules and spend limits for employees

Get Prepaid Business Cards from Soldo

Control costs on prepaid cards
Enable trouble-free business spending; define budgets and track costs automatically.

Capture receipts and VAT
Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.

Automate all expense admin
Send transactions, receipts, and other data to your accounting software through seamless integrations.

Get up and running in a flash
Apply online in minutes and start spending in as little as one working day. There’s a plan to suit every business.

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Soldo Suite Petty Cash

“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Frequently asked questions

Is a prepaid card a credit card?

No it isn’t. With a credit card, limits are sky high and often inflexible. Credit cards can also incur debt, which of course is not something you want for your business. With a prepaid card, you only load money onto it that you know you can spend. This means increased visibility and increased financial security. Learn more about the advantages of prepaid cards.

How do prepaid cards work?

You can set budgets, assign specific cards to certain individuals or teams, and top up your cards whenever you need. One of the biggest benefits of a prepaid card is the visibility. You already know how much you’re spending, so there are no mystery payments. With a Soldo prepaid card, your business won’t lose any time catching up on expense admin, leaving you to get back to the tasks that matter.

How do you get a prepaid card?

Usually it’s as simple as applying online, and eligibility criteria is generally more relaxed than those of traditional business credit cards. At Soldo we can tailor a unique package specifically to your business, or you can choose from one of our pre-set plans. Every Soldo prepaid plan can streamline your finances and our application process is simple with no need for credit checks. You can sign up in minutes and be up and running the next day.

What is the best prepaid card to get?

The ‘best’ prepaid card will depend on your business and its particular needs. A lot of financial service companies offer prepaid cards that differ from the business credit cards provided by traditional high street banks. Although there are flashy features available out there, the most important function is to make your financial processes and expense management much easier. This is what a Soldo plan can do for your business. Learn more in our guide to prepaid cards.

Learn more about prepaid corporate cards

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