Operational Spend Management

Steer operational spend in real-time

Controlling the expenses that keep your business running smoothly is easier with Soldo’s automated budgeting and approval workflows.

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We've helped thousands of businesses simplify their business spending

When spend is scattered, it’s hard to control.

Operational spend happens across the business every day. But when it is only visible at month-end, it leads to budget overruns, manual workarounds, and compliance risks — all of which undermine your control and slow down your decision-making.

Reduce risks
Ditch petty cash and personal cards — track spend in real time and stop surprises before they hit your budget.

Cut admin
Align spend to budgets automatically and simplify reconciliation — giving finance teams their time back.

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Intervene while it still counts

Real-time visibility

See spend the moment it happens,
not weeks later.

See how

Structured budgets

Set up digital wallets for each team,
project or location in advance.

See how

Accurate forecasting

Use live spend data to allocate budgets
with greater confidence.

See how

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time.”

Sandra Curran
Purchase Ledger Coordinator , Making Space

Built for how businesses run

Operational spend is tough to control — it is unpredictable, frequent, and dispersed across teams, locations, and use cases. Soldo is built for exactly this. It gives finance real-time oversight, and employees the tools to move fast, without stepping outside policy. Proactive control, delivered at scale.

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Decentralise access to company funds

Prepaid company cards for easy payments

Empower employees to spend within clear boundaries — with rules set by amount, merchant, location, and more.

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Spend Management Platform for total visibility

See spend as it happens and stop overspending before it starts — with smart workflows and instant oversight.

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Mobile app for more control and traceability

Build your spending policies into Soldo — so every transaction follows the rules, without manual checks.

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Integrations

See the big picture

Operational spend is only part of the story. Connect Soldo with your accounting tools to simplify reconciliation and reporting.

View all integrations

The smarter way to manage operational spend

Reduce admin, gain visibility, and keep budgets on track — without slowing your teams down

Book a demo
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The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

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The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.