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Soldo Financial Services

One platform. Seamless service

Soldo’s Financial Services go beyond typical spend management. We drive the payments that power our platform, giving you complete control, trust, and flexibility through our fully owned financial infrastructure.

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Soldo Financial Services

We've helped thousands of businesses simplify their business spending

Flexibility and control from one seamless service

Most platforms depend on third party financial providers. That often means disconnected systems, delayed payments and limited flexibility. Soldo is different.

We’ve built the full stack: financial infrastructure and spend management software. Everything works together, as it should. The result is faster workflows, more control, and the flexibility to shape payments around your business

Genuinely seamless
Spend management powered by Soldo Software and payments powered by Soldo Financial Services. No third party handovers. No delays.

Incredibly Flexible
Customise card types, set spending and location limits, and tailor workflows. All made possible by Soldo Financial Services.

soldo-financial-services-alternate-img-Soldo

“Our mission is simple: protect every penny of our customers’ money while giving them the control to manage it efficiently. We don’t lend or take risks, we safeguard funds, ensure compliance, and enable businesses to operate with confidence. That’s our promise." 

Flavia Alzetta
Chief Business Officer, Soldo Financial Services

A safer, smarter way to manage company funds 

Financial services you can trust

Soldo Financial Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA) and Central Bank of Ireland (CBI). Your funds are safeguarded and kept entirely separate from Soldo’s own accounts.

Transparent, trackable spend

Every payment is recorded and visible as it happens, making it easier to manage reporting, compliance, and reconciliation.

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Real-time money distribution

Instantly allocate funds to employees, teams, or departments using Soldo Wallets, always in line with your budget structures.

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More than just a spend management platform

Because our own Financial Services are built in, you get less complexity, fewer delays, and a service you can trust.

Regulated and compliant 

Soldo is a licensed Electronic Money Institution (EMI) under the FCA and CBI. We comply with all safeguarding and security obligations to protect your business. 

Client funds are always protected 

Your money is stored in segregated accounts at leading European banks and never mixed with Soldo’s operational funds. 

More than just a spend management platform

No lending, no risk

We do not lend or invest your company’s money. It is held solely to fulfil your business’s spending needs, nothing more. 

Wallet-based money management 

Map Wallets to teams, departments, or projects. Structure spend from the start and get visibility over every transaction. 

Your security is our top priority

At Soldo, we prioritise your security. Our commitment to safeguarding your data is reflected in our adherence to industry-recognised certifications and regulations.

ISO 27001
We meet international standards for information security.

PCI DSS
We ensure secure handling of credit card information.

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Your security is our top priority

Take control with financial infrastructure built for spend 

Soldo gives you a safer way to manage and distribute company money without sacrificing speed, visibility, or trust. 

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Take control with financial infrastructure built for spend 
Soldo® 2025 All rights reserved
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.