Improving your company spend management process with controls and budget limits you can adjust in real-time; Soldo adds a layer of confidence and security you can’t get from a business bank account.
Stop overspending in its tracks: ring-fence budgets, set custom limits and instantly turn expense categories on and off
Make expenses effortless for everyone – no more chasing receipts, agonising expense reports or stressful reimbursements
Save hours on bookkeeping with real-time expense tracking, automated reporting and smart integrations with your accounting software
Good news: you don’t have to manage expenses manually anymore. With Soldo, you can automate 80% of your financial processes, which means more time for impactful work. And less risk of input errors. With approvals, reimbursements and expense reporting taken care of, the only question is what to do with all those extra hours.
Imagine knowing where every penny of company money is being spent in real-time. Or, better yet, putting spending policy profiles, daily allowances, and separate budgets in place – so you know where it’s going before it even gets there. We’re bringing together Soldo company cards and our expense management platform to make this kind of visibility and control over company spend an everyday reality.
Our mobile app makes expense management easy for finance teams and employees, wherever they are. Top up an employee’s Soldo company card with the company money they need – from anywhere – or approve out-of-pocket expenses in seconds. See every transaction as it happens. And because employees use the app to capture receipts at point of purchase, everyone avoids the hassle of chasing bits of paper.
Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place. Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.
Soldo is accredited as a Level 1 Service Provider by the PCI Council, which means we comply with the highest data security standards. We’re regulated by the Financial Conduct Authority (FCA) and the Central Bank of Ireland. Soldo company cards are issued by Mastercard® and can be frozen or cancelled in seconds from out web or mobile app. Our support team is on hand to answer questions, resolve any issues, and set up your Soldo account for your specific need.
The best ratings across the web
No credit checks, no hidden fees, no fixed contracts. Cancel anytime.
We need to confirm your identity and address. Upload a few documents and you’ll be done.
Load money to your account to order your Soldo card. Receive it in 2 working days.
Shop online or instore safely with your contactless card.
“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”
“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate manual processes with a single system.”
Everything you need to get started
Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.
See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.
Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.
Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.
It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.
Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.
Choose a plan that fits the way your company spends
Apply in minutes, get going in as little as one working day, and cancel anytime.
Regulated by the Financial Conduct Authority • Works with any business bank account • Rated “Excellent” on Trustpilot
Get the benefits of a Soldo account now
We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.
Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.
If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.
With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards, deciding who has access to company money and the rules by which to spend it.
Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.
Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.
If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.
Soldo Financial Services Ireland DAC is an electronic money institution, authorised and regulated by the Central Bank of Ireland: this means we have to follow strict compliance processes. We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under Irish Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.
No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.
