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Product Overview Spend management platform

Control company spending in real time

Give your team the freedom to spend, while finance stays in complete
control with smart cards, built-in limits, and real-time visibility.

358% ROI

Payback in under 6 months

Reported in Forrester TEI study

80% time saving

Product overview

How Soldo helps businesses like yours

Soldo combines card payments with a spend management platform and intuitive mobile app to automate the whole spending lifecycle.

Streamline all your financial processes, from creating spending rules and paying for company expenses to reviewing and reporting on spend.

Product Features

Control spending. Make
payments. Report in real time.

Proactive spend
limits

Empower your teams to spend company funds within pre-defined limits

Explore spend controls
Proactive spend limits

Request and approval workflows

Give lines of business the resources they need without delays

Discover approval workflows
Request and approval workflows

Cards and
bank transfers

Issue physical and virtual cards or send transfers in minutes.

Empower your employees
Cards and bank transfers


Expense management on the go

Make expenses a breeze with receipt capture and scanning technology via our mobile app

Explore our mobile app
Expense management on the go

Real-time reporting

Improve forecasting with real-time visibility of committed spend

See reporting features
Real-time reporting


Accounting automation

Speed up month-end with seamless workflows and integrations

Explore our integrations
Accounting automation
Integrations

Connect with your existing systems

Integrate with accounting, ERP and HR software to eliminate manual reconciliation processes.

Logo - Integrations

See all integrations
How it works

Get started today

Issue cards with in-built limits and rules for users, teams or projects. Get full visibility when spend happens. Remove the admin burden from finance and employees.

  1. 1

    Sign up in minutes

  2. 2

    Issue cards with in-built spending rules

  3. 3

    Allocate budgets to users or teams

  4. 4

    Upload receipts and invoices

  5. 5

    Track spending in real time

  6. 6

    Sync with existing systems

Compare your options

A better way to manage business spend

See how Soldo compares with traditional corporate cards and manual expense processes, such as spreadsheets, petty cash and out of pocket.

Feature Soldo Corporate cards Manual expense process
Real-time visibility Yes No No
Spend controls Yes Limited No
Automated reconciliation Yes Sometimes No
Receipt capture Yes Limited Manual
Team autonomy Yes Limited No

Your Questions. Answered.

Contact us if you have any other questions.

What if I want to leave Soldo?

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.

Does Soldo integrate with my accounting system?

Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.

Find out more

What is Soldo?

Soldo is a proactive spend management platform that helps businesses stay in control of their spending and accomplish more. It brings together a powerful platform, a easy-to-use mobile app, and flexible payment options to cut out time-consuming admin and give companies better oversight and control of their spending.

With Soldo, you can issue Mastercard® Soldo prepaid debit cards to employees, teams, or even contractors. You decide who can access company funds and set clear spending rules, so there’s no guesswork when it comes to managing expenses.

What size company is Soldo suitable for?

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.

If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.

How secure is Soldo? What guarantees do I have?

Soldo Financial Services Ireland DAC is an electronic money institution, authorised and regulated by the Central Bank of Ireland: this means we have to follow strict compliance processes. We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under Irish Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren't available with any banking provider.

How quickly can I start using Soldo?

It’s fast and simple to get started. Just apply online and you’ll be ready to use Soldo once your account is verified.

Create a Soldo account and get started now

Empower your employees

Improve spend visibility

Increase efficiency with automation

Get started
Create a Soldo account and get started now

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Prepaid Cards Company Cards Expenses Petty Cash Fuel Cards Business Expenses
Soldo® 2026 ALL RIGHTS RESERVED
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.