Virtual Expense Cards

Get complete oversight of company spend

With Soldo company cards, you control who spends company money, how much, on what, and which budget they use.
Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

Free up time for higher impact work

How much time do you spend working through expense reimbursements? Querying mistakes, or chasing missing receipts? Probably more than you’d like to.
Soldo company cards make spending less complex. No out-of-pocket spending means no more reimbursements – saving finance teams hours on expense processing.

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.
Soldo company cards give the right people controlled access to company money, so no one has to spend time on expense claims or reimbursements. Our expense management platform and mobile app are user-friendly and intuitive. They reduce manual effort in a variety of ways, from automating finance processes for finance teams to allowing employees to capture receipts at point of purchase.

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Trust in the highest levels of card protection

Soldo is accredited as a Level 1 Service Provider by the PCI Council, which means we comply with the highest data security standards. We’re regulated by the Financial Conduct Authority (FCA) and the Central Bank of Ireland.
Soldo company cards are issued by Mastercard® and can be frozen or cancelled in seconds from out web or mobile app. Our support team is on hand to answer questions, resolve any issues, and set up your Soldo account for your specific need.

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

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All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a free account and get started now

Get the benefits of a Soldo account now

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Frequently asked questions

What if I want to leave Soldo?

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.

What size company is Soldo suitable for?

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.

If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.

Does Soldo integrate with my accounting system?

Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

How secure is Soldo? What guarantees do I have?

Soldo Financial Services Ireland DAC is an electronic money institution, authorised and regulated by the Central Bank of Ireland: this means we have to follow strict compliance processes.  We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under Irish Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.

Find out more

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

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Prepaid Card

Company Cards

Expenses

Petty Cash

Fuel Cards

Read more about
Expenses

Expense reporting

Soldo’s platform offers a comprehensive solution for expense reporting, ensuring accuracy, efficiency, and seamless…

Spend management

Prepaid employee expense card

Streamline employee expense management with Soldo’s prepaid expense card. Offering transparency, control, and real-time insights, our solution transforms the way you manage and monitor employee…

Employee expense management software

Revolutionize your approach to managing employee expenses with Soldo’s robust and user-friendly software. Our solution offers comprehensive, real-time insights into spending, making the tracking and approval process as…

Spend management software

Regain control of your business spending with Soldo’s Spend Management Software. Our platform offers control, transparency, and efficiency, transforming how you manage your business’s spending and…

Travel management

Redefine your approach to travel management with Soldo. Our solutions offer real-time tracking, detailed insights, and efficient reporting, paving the way for a streamlined and hassle-free travel management…

Expense management app

The Soldo expense management app gives businesses complete oversight and control over spending. Easily track and analyse accurate financial data – and make better decisions without wasting your team’s…

Entertainment expense card

Cover that client lunch, get dinner for your team. Use Soldo and forget out-of-pocket payments or chasing paper receipts – you can manage business entertainment costs in a few…

Corporate business travel

Take your corporate business travel management to the next level with Soldo. Our innovative financial solutions provide real-time tracking, transparency, and control, enabling a smoother travel…

Employee business travel expenses

Manage your employee’s business travel expenses more effectively with Soldo. Our comprehensive financial solutions provide a reliable, easy-to-use platform for tracking and managing travel expenses, ensuring optimal…

Employee travel expenses

Take control of employee travel expenses with Soldo’s innovative expense management solutions. Our tools provide transparency, control, and streamlined reporting, making travel expense management less of a…

Staff expenses

Get Soldo and keep track of staff expenses throughout the month, effortlessly. Automate manual processes, get accurate data, and avoid human input…

Employee expenses

Take control of employee expenses with the Soldo platform. Offering detailed insights, we equip businesses with comprehensive tools to manage, track, and review employee expenses…

Enterprise expenses

Redefine your approach to enterprise expenses with Soldo. Give access to company money in an effortless way, and create customised budgets for different employees, departments, and…

Business expenses

Simplify business expenses while making them fairer for your team. No more out-of-pocket payments and manual reporting. Soldo offers an easy way to pay that you can control in just a few…

Business spending

Unlock new levels of efficiency in your business spending with the Soldo platform. Get the visibility you need to spot saving opportunities, and the tools to stay on top of costs, wherever you…

Company spending

Manage all your company spending in one place with Soldo, in half the time. See every purchase as it happens on our web app and forget the pain of manual…

Spend control

Soldo offers spend control that helps businesses grow. Precise tracking, real-time reporting, and improved budgeting lead to better spending decisions, as well as cost-saving…

Best card for business expenses

Give your whole team Soldo cards to use on business expenses. Set up card controls and limits, manage expenses in real time, and improve employee…

Expenses credit card

Give employees instant access to company money, without the chance of overspending. Replace credit cards with Soldo expenses cards for fairer, easier, and more controlled…

prepaid cards for travel

Take the stress out of managing travel expenses with Soldo’s prepaid cards for travel. Offering a secure, convenient and transparent solution, our cards help streamline your travel financial management…

Business travel card

Make your work trips hassle-free with our business travel card. Allow employees to spend anywhere they go, with the restrictions you choose, and save them the complicated expense…

Business travel expense card

Manage business travel expenses like never before. Top up employee cards so they don’t go out of pocket, and keep budgets on track while saving your business time and…

Xero Expenses

Soldo is more than just a smart company card – it’s also an integrated expense platform with apps that help you easily see and control spending. Get started…

Travel Subsistence Expenses

Soldo connects smart company cards to intuitive management tools. Manage yout travel subsistence…

Subsistence Payment

Soldo connects smart company cards to intuitive management tools. Control, track, and report spending – all in one…

Staff Subsistence Expenses

Soldo connects smart company cards to intuitive management tools to help with your staff subsistence…

Staff Expenses

Automate your reporting, track spending in real-time, and integrate accounting software with a prepaid solution that will save you significant…

Sage Expenses

Soldo is more than just a smart company card – it’s also an integrated expense platform with apps that help you easily see and control spending. Get started…

Receipt Capture

Receipt management with Soldo can help you control costs and reduce errors. Now with paperless receipts and quick and easy…

Employee Subsistence Expenses

Soldo connects smart company cards to intuitive management tools to help with your employee subsistence…

Subsistence Expenses

Soldo connects smart company cards to intuitive management tools. Control, track, and report spending – all in one…

Universal Expense Cards

Soldo universal expense cards connects to intuitive expense management tools. Control, track, and report spending – all in one…

Team Expense Cards

Soldo team expense cards connects to intuitive expense management tools. Control, track, and report spending – all in one…

Prepaid Expense Credit Cards

Take control of your company spending with individual prepaid expense credit cards, all connected to one shared account with integrated…

Prepaid Expense Cards Solution

Take control of your company spending with the prepaid expense cards solution, all connected to one shared account with integrated…

Employee Spending

In expense management, reimbursement and business credit cards don’t cut it anymore when it comes to efficient management of employee…

Corporate Expense Cards

Soldo corporate expense cards connects to intuitive expense management tools. Control, track, and report spending – all in one place….

Company Expense Cards

Find out how company expense cards can make spend management so much easier, from customisable controls to automated…

QuickBooks Expenses

Soldo is more than just a smart company card – it’s also an integrated expense platform with apps that help you easily see and control spending. Get started…

Travel Expense Cards

A complete guide to all the ways Soldo’s travel expense cards will benefit your business, from increased visibility to accounting software…

Virtual Expense Cards

Take control of your company spending with individual virtual expense cards, all connected to one shared account with integrated…

Prepaid Expense Cards

Soldo prepaid expense cards connects to intuitive expense management tools. Control, track, and report spending – all in one…

Prepaid Expense Cards

Soldo prepaid expense cards connects to intuitive expense management tools. Control, track, and report spending – all in one…

automate your fuel expense management with Soldo

Business Expense Cards

The comprehensive guide to business expense cards and how switching to Soldo will simplify your…

Business Travel Expenses

No more paying out of pocket and managing reimbursements for business trips. Save hours of expense…

Expense Management

Take control of every expense, in one platform – including out-of-pocket expenses. Set up spend controls and speed up reporting and expense reviews….

Expenses app

Here’s how to choose the right expenses app and manage business spending like a pro. Why apps that come with prepaid cards are even…

Charity Travel Expenses

It’s important to manage charity travel expenses so volunteers aren’t out of pocket. Here Soldo explains how to make the process painless, keeping the lid on…

Save on Expenses

Ditch those spreadsheets and tedious manual processes. Read how to save on expenses for employees and valuable time using an expense management platform like…

Fuel Expenses

Manage fuel spending with the smart company cards you control. Then breeze through reporting with intuitive expense apps and seamless accounting…

Managing Employee Travel

How can you manage travel and accommodation expenses in the most financially secure way? We’ll outline what your employees can claim as travel expenses and how to manage and automate employee travel…

Expense Reporting Tools

Expense reporting is never fun, but it can be easy. Learn about the expense reporting process, how best to manage it, and how Soldo will simplify your…

Company Expense Processes

Slash valuable time lost on company expense processes, keep your employees happy and free yourself up for other business-critical tasks. Find out how with…

Expense Reimbursement

Save your business hundreds of pounds and reclaim hours each month by automating your expense reimbursement with Soldo. Read about six top tips in this…

Travel Expenses

Learn how to manage business travel expenses simply. Soldo prepaid cards offer seamless bookkeeping, instant bank transfers and easy-to-set spending…

Business Entertainment Expenses

In business, there will be times when you pick up the bill to smooth a relationship or give staff morale a boost. See the perks of using Soldo for these…

Company Expense Policy

Soldo’s platform helps businesses manage and adhere to company expense policies, ensuring compliance and streamlined…

Expense Management Software

Bring your office up-to-date by adopting a forward-looking expense management software package. Here are seven questions to ask when researching what’s best for…

Employee Expenses

Soldo gives you the tools you need to manage expenses flexibly, without hours of manual…

Expense Management Guide

This short guide will give you the power to take control of spending by automating your expense management process. Read on to find out how Soldo makes life…

Soldo® 2024 ALL RIGHTS RESERVED
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

Virtual expense cards give staff instant, controlled access to money

25,000+ businesses trust Europe’s leading virtual expense cards platform

Get complete oversight of company spend

Free up time for higher impact work

Easy expenses, controlled company spend

Soldo integrates with your accounting software

Trust in the highest levels of card protection

Create a free Soldo account to get started

Apply online in minutes and start spending in as little as one working day.

All Soldo plans include

Create a free account and get started now

Frequently asked questions