The flexible spend management platform, built for every business

Soldo gives you the platform and features you need to manage your expenses and business spending in one place. And Soldo’s built to be flexible, so you can manage your spend in the way that suits your business.

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Your Soldo solution

Soldo gives you everything you need to manage spend flexibly. Make payments with Soldo cards, then automate your admin with the mobile app and web console. Make the most of accounting integrations to save your finance team time and take the pain out of month-end.

Soldo cards

Choose the cards that suit your team and empower your employees to spend. Give physical or virtual cards to those who spend frequently or issue temporary cards for ad-hoc online payments. Choose employee cards for individuals or company cards for teams, projects, or departments. Or issue fuel cards that can be used at service stations worldwide.

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Soldo mobile app

Capture receipts, VAT, and spend information at the point of purchase. Manage your profile and request funds, on the go. Finance teams then have all the information they need for reconciliation.

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Web console

Track and manage company spend and employee expenses in real-time. Set-up spending limits and card rules and distribute company funds to different users as you need to. Request and approve ad-hoc spending, oversee your users, and run in-depth reports for better analysis and forecasting. Sync Soldo with accounting software and reconcile your spending in minutes. It’s all done in one platform.

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Soldo cards

Choose the cards that suit your team and empower your employees to spend. Give physical or virtual cards to those who spend frequently or issue temporary cards for ad-hoc online payments. Choose employee cards for individuals or company cards for teams, projects, or departments. Or issue fuel cards that can be used at service stations worldwide.

Learn more

Soldo mobile app

Capture receipts, VAT, and spend information at the point of purchase. Manage your profile and request funds, on the go. Finance teams then have all the information they need for reconciliation.

Learn more

Web console

Track and manage company spend and employee expenses in real-time. Set-up spending limits and card rules and distribute company funds to different users as you need to. Request and approve ad-hoc spending, oversee your users, and run in-depth reports for better analysis and forecasting. Sync Soldo with accounting software and reconcile your spending in minutes. It’s all done in one platform.

Learn more

Organise your spending

Soldo’s flexible platform allows you to quickly and easily set funds aside for specific individuals or teams. Set up multiple currency wallets and cards in seconds, customise your spending controls for different cards, and create different groups to mirror projects or departments within your office.

Wallets

Wallets

Wallets allow you to set aside different funds for individuals or teams so it’s easier to organise your money. Control funds in different currencies, manage your cash flow, and set up auto top-ups so everyone always has the money they need.

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Groups

Groups

Use our groups feature to get a complete overview of project, team, and department spending. Set up your groups to match how you work, create spending rules and limits, and get organised. Then analyse your spending by group for in-depth insights.

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spend controls eu

Spend controls

Customise your spend limits and rules per card to restrict spending by merchant type, geographic location, or spending channel – online purchases, cash withdrawals, and more – and keep complete control. Assign different roles within your account to decide what individuals can access and do.

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Manage different kinds of spend

Soldo is designed to cover all kinds of card spending and business expenses, whether that’s regular expenses or ad-hoc online purchases, subscriptions and online ads, fuel, or out-of-pocket expenses. We’ve designed the platform so you can manage your spending in a way that suits you.

Regular paymentsRegular payments

Regular payments

Plastic and virtual cards are ideal for individuals who have regular expenses, like business travel or entertaining. Give your employees the flexibility they need while you keep control of where cards can be used, what funds can be spent on, and how much can be paid.

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Ad-hoc online payments

Ad-hoc online payments

Sometimes employees need to make one-off purchases (for things like equipment), or they might need to make a few online payments to organise travel or training. Our temporary virtual cards can be issued instantly and used for up to 10 transactions over 7 days.

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Recurring payments

Recurring payments

Get on top of your subscriptions and online ad campaigns to reduce duplicate or outdated purchases. Get dedicated cards for different suppliers or campaigns and assign these to multiple employees to keep your essential services running.

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Fuel EU

Fuel

Soldo fuel cards can be used at petrol stations worldwide to cover travelling expenses like fuel or tolls. Associate cards with vehicles or employees for comprehensive management and reporting. Set limits on how fuel cards can be used and get your teams out on the road with ease.

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Out-of-pocket expenses eu

Out-of-pocket expenses

Manage out-of-pocket expenses with Soldo e.g. employees using their own personal funds or cash – there’s no need for additional platforms. Upload these transactions and manage centrally via Soldo.

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Use your spend data

Use your web console to run granular spending reports on company spending across all your transactions, highlight trends, and help manage forecasting. Soldo syncs with multiple accounting platforms so you can reconcile your spend in just a few clicks.

Reporting

Reporting

Create real-time reports across all your payments  and produce Excel, PDF, and other data exports. Run reports by wallet, card, group, or fuel spend and use advanced filters to find the transactions you need. Export reports in multiple file formats (PDF, XLS, CSV, QIF, OFX).

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Integrations

Integrations

Sync and reconcile all your expenses and receipts with multiple accounting platforms. Soldo works with Xero, QuickBooks Online, NetSuite, Zucchetti, Sage, and Datev. Soldo also works alongside travel management platform TravelPerk ,and connects to 50 + expenses systems via Mastercard Smart Data including Chrome River, Concur, Coupa, Expensify, MobileXpense, Rydoo, SAP, Tallie, Workday, and ezSoft.

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A card solution that tracks expenses in real-time.
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Our Testimonials
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“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“We’re a caring company and always look after each other. With Soldo, I know I’ve always got my drivers’ backs and the best bit is that I don’t need to do loads of work (or miss out on VAT claims) at the end of the month.”

Karen Green, Titans Group
Operations Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO

The app is really intuitive, and is also really similar to people’s online banking, so getting them to use the app was really straightforward

Lydia Briggs, Kiron
Finance and Project Manager
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Official rating: 4.5/5
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95% Recommend
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Official rating: 4.3/5
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Official rating: 4.8/5

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Soldo® 2024 ALL RIGHTS RESERVED
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.