Prepaid cards: no interest, no debt, no way to overspend

Built-in budgets. Real-time tracking. Integrated reporting.

Prepaid Credit Cards

Empower employees to spend what they need with their own prepaid Mastercard, while you stay in control of the funds


Complete visibility, ring-fenced budgets and custom limits mean there’s no risk of overspending


Save hours on admin and skip month-end surprises with automated spend tracking and reporting

Our customers

30,000+ businesses trust Europe’s leading prepaid cards platform

Get complete oversight of company spend

Get complete oversight of company spend

With Soldo company cards, you control who spends company money, how much, on what, and which budget they use.
Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

Free up time for higher impact work

Free up time for higher impact work

How much time do you spend working through expense reimbursements? Querying mistakes, or chasing missing receipts? Probably more than you’d like to.
Soldo company cards make spending less complex. No out-of-pocket spending means no more reimbursements – saving finance teams hours on expense processing.

Easy expenses, controlled company spend

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.
Soldo company cards give the right people controlled access to company money, so no one has to spend time on expense claims or reimbursements. Our expense management platform and mobile app are user-friendly and intuitive. They reduce manual effort in a variety of ways, from automating finance processes for finance teams to allowing employees to capture receipts at point of purchase.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Keep company money safe and secure

Keep company money safe and secure

You can sign up for Soldo’s prepaid cards without a credit check. Our quick application process means you could be up and running tomorrow.

Level up your business with Soldo

Apply online in minutes and start spending in as little as one working day

Get started

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Let’s find the right Soldo plan for your prepaid credit cards

Choose a plan that fits the way your company spends

Apply in minutes, get going in as little as one working day, and cancel anytime

  Regulated by the Financial Conduct Authority
  Works with any business bank account
  Rated “Excellent” on Trustpilot
£6per user/month
Minimum of 3 users
Get added flexibility to control funds and manage company spending.
Custom pricing Unlimited users and cards
For medium and larger businesses, that need customisation, flexibility and dedicated support.
Banner cards

Create a Soldo account and get started now

Get the benefits of a Soldo account now

Get started


How do you top up a prepaid credit card?

The precise process to add money to a prepaid credit card depends on your provider. With Soldo, you make a bank transfer to add funds to your Company Wallet. Then, you can send that money to any individual account via our web payment console. You can make top-ups at any time, and the payment will process instantly. Learn more about prepaid cards here.

Can you top up a prepaid card with a credit card?

The short answer is no. You’re given the details necessary to transfer money by IBAN (for GBP, EUR, or USD), or by Faster Payment (for GBP only), so you can make a deposit to your company wallet in your Soldo account.

Once the transfer has gone through, you’ll be able to transfer money from the company wallet down to the cards themselves.

How to buy a prepaid credit card

You can buy prepaid cards for your business from a provider such as Soldo. All you need to do to get started is pick a plan, fill out a few details and decide how many cards you need. Then once we’ve approved your application, we’ll send you cards to top up with funds.

Is a prepaid Mastercard a credit card?

No. Prepaid cards are different from credit cards. Technically, the term ‘prepaid credit card’ is incorrect, since prepaid cards don’t require credit checks or offer any kind of credit facility. In order to use a prepaid card, you need to load money onto it in advance, and you can spend only the amount you have on it.

When you use a prepaid card, you’re spending your own money, not a bank’s. You can use prepaid cards to make payments, online or in-shop, on things such as travel, fuel, groceries, and office supplies. You can also withdraw money from cash machines as you would with a debit or credit card.

And because prepaid cards aren’t linked to your bank account, you’re less vulnerable to hacking, and it’s far safer than carrying around cash. If stolen, you can simply freeze your cards, and your assets are protected.

Read more about Prepaid Cards