The simple, safe, cost-effective alternative to business credit cards

Business credit cards are old news. Find out how Soldo will make managing your expenses easy.

Better than a Business Credit Card

A named Mastercard for every employee that gives you complete visibility over who’s spending, how much, where and on what


Say goodbye to overspending and unexpected delays to critical spending with custom limits, ring-fenced budgets and low balance alerts


No more waiting 30 days for a statement: get real-time tracking, automated reporting and smart spend management software

Our customers

30,000+ businesses trust Europe’s leading business credit card alternative

multiple business credit cards

Delegate spending without endless approval chains sharing card details

Issue employee cards for each employee and company cards for departments or projects so you can delegate spending without the risk of expense fraud. You’ll know exactly who spent what and what they spent it on.

Learn More: Prepaid cards | Expense Management

business credit card expense categories

Control spending in real-time and limit your exposure at the end of the month

See spending across your company with the analytics dashboard. You can monitor spending trends and set limits for each card. Assign permissions based on roles like manager or employee and get notifications and alerts when money is being spent.

Find out: How 30,000 businesses manage their expenses

team spending business credit cards

Save hours on admin with receipt capture and comprehensive accounting integrations

Employees are prompted to snap a photo of the receipt as soon as they use their card. So tracking receipts is no longer necessary.

Reconcile the books easily with API integrations to Sage, Xero, QuickBooks and other major accounting software to make month-end reconciliation of spending, receipts and invoices super easy.

Upgrade to the solution that’s better than a business credit card

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Prepaid Company Cards

Give all staff smart company cards with built-in budgets and rules.

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Employee Expenses App

Capture receipts, VAT, expense categories and more on the spot.

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Management Platform

Control costs and delegate payments; track all spending as it happens.

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Accounting Integrations

Export accurate data to any accounting system in a couple of clicks.

Level up your business with Soldo

Apply online in minutes and start spending in as little as one working day

Get started

Create a free Soldo account to get started

The best ratings across the web

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Let’s find the right Soldo plan for you

Choose a plan that fits the way your company spends

Apply in minutes, get going in as little as one working day, and cancel anytime

  Regulated by the Financial Conduct Authority
  Works with any business bank account
  Rated “Excellent” on Trustpilot
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Create a free account and get started now

Get the benefits of a Soldo account now

Get started


What Is a Business Credit Card?

You can get a credit card for your business, but it will still need to be associated with the name of someone who works for the company. However, with prepaid cards like Soldo, you can assign cards to as many people as you need.

Can you get a credit card in a business name?

You can get a credit card for your business, but it will still need to be associated with the name of someone who works for the company. However, with prepaid cards like Soldo, you can assign cards to as many people as you need.

How can I get a business credit card without personal credit

If you have poor personal credit then it can be tricky to get a business credit card. There are providers out there who will offer you one, but they may not have the benefits you were looking for. Alternatively, you could try out one of Soldo’s prepaid card plans, which have no credit score requirements.

How long does it take to get a business credit card?

There’s no precise amount of time it takes to get approved, and the process varies between providers, but you’re likely to get your decision within 5-10 days. After approval, it can take up to ten days for your card to arrive. For faster approvals, why not try Soldo, and you could be up and running the very next day.

How is business credit card limit determined?

Your credit limit will depend on your application, including your personal and business profile. Higher limits may be offered if you have better business or personal credit. You can read more on business credit limits here.

How can I get a higher business credit limit?

You can contact your card issuer to request a higher credit limit, but this may not be accepted, depending on your credit history. With Soldo, however, the only limits are those set by you.

Are there costs associated with credit cards for business?

Yes. Cards can come with a number of charges, including an annual rate, cash withdrawal fee, and interest. Although these vary depending on the provider, there’ll probably be at least one fee or another, so it’s worth researching before you commit to any one card issuer.

How to find the best company credit card for your business?

The ‘best’ credit card will depend on what your business needs. Each provider will offer charges and benefits that are more favourable to some businesses than others. They will also have differing eligibility criteria. Read our guide here for a comprehensive rundown of the best business credit cards.

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