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Looking for Sage cards? Our Sage integration makes expenses effortless

Start giving Soldo cards to employees to streamline your Sage processes.

Looking for Sage cards? Our Sage integration makes expenses effortless

Empower

Trust employees to spend company money with prepaid cards that keep you in control

Budgets

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

25,000+ businesses trust Europe’s leading Sage cards platform

Get complete oversight of company spend

Efficient department and project management

Soldo’s prepaid expense cards give you total oversight of business expenses. You decide who spends company money, how much they spend, and what they spend it on. Set custom rules and limits in seconds to prevent overspending without needing to micromanage every purchase.

Efficient department and project management

Free up time for higher impact work

How much time do you spend processing expense reimbursements, querying mistakes or chasing missing receipts? Probably more than you’d like to.

Soldo prepaid cards for business expenses make everything easier. No out-of-pocket spending. No more reimbursements. Hours saved for your finance team.

Free up time for higher impact work

Easy expenses, controlled
company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.

Only the right people get access to company funds, and you can set precise limits to keep spending in check. Our platform and mobile app are easy to use, saving time and reducing errors – automating finance processes and making receipt capture a breeze.

Easy expenses, controlled
company spend

Soldo integrates with your 
accounting software

Manual data entry is time-consuming and prone to error. Soldo connects directly with your accounting software, letting you track and manage expenses in real time. Reconcile in a single click, close the month faster and

We seamlessly integrate with Xero, QuickBooks and Sage. Utilise our API for more integrations or contact us for more solutions.

Soldo integrates with your 
accounting software

Keep company money safe and secure

You can sign up for Soldo’s prepaid expense cards for employees without a credit check.
Our quick application process means you could be up and running tomorrow.

Keep company money safe and secure

Create a free Soldo account to get started

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Get the benefits of a Soldo account now

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Empower your business

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Your Questions. Answered.

Contact us if you have any other questions.

What is a prepaid business card?

A prepaid business card gives employees controlled access to company money. Instead of having to use their own money (pay out-of-pocket), employees can use a company card to make purchases that relate to their work. 

With Soldo, you can allocate physical cards or virtual company cards to specific employees, teams, departments or projects to be used for spending with a pre-approved and allocated budget. Soldo company cards can be used to pay for business travel, for example, entertain clients or for recurring payments such as online subscriptions.

Can I put business expenses on my personal card?

Whether or not you can put business expenses on your personal card will depend on your company’s employee expense policy. Some companies will allow you to use your personal card and then they’ll pay you back as an expense reimbursement.

It’s important to check the expense policy first because this will tell you what kind of purchases are approved and how much you’re allowed to spend on specific items or within particular expense categories. If you put a business expense on your personal card that falls outside of the expense policy, you may not be able to get an expense reimbursement.

How do expense cards work?

Expense cards provide controlled and immediate access to company money that businesses can issue to employees, teams, departments or projects for business purchases. Unlike corporate cards, Soldo expense cards are separate from the main business bank and connect to expense management software. Companies can then control spending by allocating expense cards with custom limits and rules that ensure all payments adhere to their expense policy. Expense cards can be plastic or virtual cards and used online or in-store. Some expense cards are named physical cards, allowing for pre-approved spending for the duration of the employee’s time at the company. Other expense cards may be temporary virtual cards, created for a single ad-hoc purchase or for a limited amount of purchases over a specified period of time.

How do you monitor monthly expenses?

The most efficient way to monitor monthly expenses is by using expense management software. This allows you to review and track company spending in real-time with visibility over who is spending, on what and how much. Good expense management software will generate accurate reports across all transactions for you. You should also have the option to sync and reconcile expenses and receipts with your accounting software and other business systems. Monitoring monthly expenses through a single platform like this is easier than switching between spreadsheets or other systems and is less susceptible to human error.

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Soldo® 2026 All rights reserved
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.