Pricing

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Soldo offers powerful spend management solutions for businesses big and small.

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21€ per month
excl. 20% VAT*

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The prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ireland DAC and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.
Fees

Simple pricing to scale Soldo as you grow

Add more cards and users as you go and you can change or cancel your plan at any time.

Physical cards

Get additional physical cards for a one time €5 issuance fee per card

Virtual cards

Generate new virtual cards for a one time €1 issuance fee per card

Temporary virtual cards

Instantly create temporary virtual cards for a one time €0.50 issuance fee per card

Users

Add new users for €7 per Standard user per month or €11 per Plus user per month

Outbound bank transfers

Increase your use of outbound bank transfers for €0.75 per transaction

Fees

Predictable 1% FX fee and 1% ATM fee with a minimum of €2

From start-ups to enterprises, we’re trusted by businesses across Europe

Looking for more detail?

Compare all the features available in each Soldo plan

Governance
Organise and control spend activity before it happens. 

Organise money

Allocate and track money according to the budget. 

Control

Control spend so that every penny is controlled and accounted for.
Limit per month, week, day or transaction 
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Restrict merchant categories e.g. gambling, alcohol  
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Limit/disable ATM withdrawals 
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Restrict to online payments only 
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Turn off contactless payments 
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Limit by geo-locations 
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Review
Review, report, analyse spend data and prepare for accounting.

Conduct post-spend review

Capture, review and reimburse all types of expenses and ensure accurate reconciliation.

Create insight

Create insight for detailed reporting and actionable analysis of company expenditure.
Integrations and API
Easily join up financial data and systems to create a single-source of truth.

Standard accounting integrations

Use our direct integrations to automatically export and sync spend information such as transactions, expense categories, receipts and invoice information.
Xero
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QuickBooks
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Sage
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Exact Online
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Advanced accounting integrations

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Expense management and Travel integrations

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Marketplace integrations

Other system integrations

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API

Integrate your business systems with Soldo, seamlessly, using our flexible API.
Support and Professional Services
Get value from Soldo more quickly using our wide range of Support services.
Representing Soldo's Tailored Solutions: Two women at their desks, smiling and typing on their computers. Both women are on the right side of the image, facing left. One is in a yellow blouse, the other is in pink. There is a stack of papers and a plant on the desk.

Create a Tailored Solution

Go beyond Soldo’s out-of-the box capabilities and build a customized solution to fit your specific business needs.

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Join thousands of companies already growing with Soldo.

Frequently Asked Questions

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.

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Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

Can I cancel Soldo if it is not suitable for my company?

Of course. We are confident that, like the tens of thousands of customers who have already chosen us, you will be satisfied with our product. However, if this is not the case, you can close your account at any time and of course all the funds available in your account will be refunded – transferred to the original account.

Will I be charged at all during the free trial?

You won’t pay any monthly software fees during the free trial, but you will be charged for any financial services such as issuing cards or withdrawing cash.

Will I be charged at all during the free trial?

You won’t pay any monthly software fees during the free trial, but you will be charged for any financial services such as issuing cards or withdrawing cash.

What types of businesses can apply for a Soldo account?

Soldo only offers services to businesses that are incorporated entities. At the moment, we are unfortunately unable to help sole traders. We will let you know if this changes and you are able to sign up with Soldo at a later time.

Are there additional fees?

Soldo Financial Services Ltd fees are available here, and typical limits are available here.

Is it possible to make bank transfers?

It is currently only possible to withdraw funds to bank accounts in the account holder’s name.

Does Soldo offer a free plan?

We don’t offer a free plan, but we offer a 30-day trial in our Plus and Standard plans. We do this because we believe in full transparency regarding our pricing. It’s important to understand that many ‘free’ plans for spend management platforms are not entirely free – some charge for additional users, and all have associated Financial Services fees. So, a plan which seems ‘free’ can incur significant costs based on usage. At Soldo, our Financial Services fees are some of the lowest on the market, meaning that our offerings provide better value in many instances.

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real-time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

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