Home | Start ups and scale ups

Grow your start-up and keep control of spend.

Built-in budgets. Real-time tracking. Integrated reporting.

See transactions as they happen
Set budgets from your phone or desktop.
Manage business-wide spending across multiple preloaded cards.
Simplify those monthly reconciliations.

Start for free

Regulated by the Financial Conduct Authority
Works with any business bank account
Rated ‘Excellent’ on Trustpilot

Soldo is trusted by Europe’s biggest start-ups

It’s time to put spending in the spotlight

Soldo gives start-up and scale-up businesses a single solution to manage business-wide spending.

The multi-user setup features budgets for each employee, project and team, empowering your people to spend with control, visibility and insight.

Soldo prepaid card and expense management system with mobile and desktop software

Prepaid cards: the better choice for start-ups

Using a business credit card to manage your expenses requires a successful credit check, which isn’t always straightforward, especially if you run a start-up or small business.

Card sharing also poses a security risk as details are re-shared over the internet between teams. Giving your employees prepaid cards negates the risks of card sharing.

Mobile transactions homepage from Soldo prepaid system

Gain complete control over spending

Decide who can spend what, and where, with custom rules for each card.

Set individual spending limits for all cardholders and apply location, category and time-based restrictions on how company money can be spent.

prepaid card set up with rules and spend limits for employees

Empower responsible spending

Give employees and departments the ability to spend company money in a controlled way, using Soldo Mastercard cards.

For online purchases and subscriptions, give employees virtual cards, accessed using the Soldo mobile app.

payment receipt in GBP captured using Soldo's mobile expense management app

Report expenses on the go

Leave manual reconciliation, month-end chaos and lost receipts behind. Soldo automates expense reporting.

Capture detailed and accurate expense data, right at the point of purchase. Just spend, photograph the receipt, and add notes in a few clicks.

Integrate with your accounting software

No more waiting for statements and toiling through manual data entry. Generate data-rich reports in just two clicks, ready to import into any popular accounting platform.

Soldo integrates seamlessly with Xero & QuickBooks Online, flowing transactions and enriched data straight into the books.

We’re setting the pace in spend management

Rated “Excellent” on Trustpilot by over 1000 businesses

Apply online in minutes and start spending in as little as one working day

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler

Head of Payments and Fraud at GetYourGuide

“Soldo has been a great addition to our functionality in the finance team; we’re able to empower trusted users to make spending decisions whilst maintaining an appropriate level of oversight and control through the admin portal.”

Martyn Sexton

Finance Manager at Secret Escapes

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Let’s find the right Soldo plan for your start-up

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Bank-level security – FCA regulated & PCI compliant

Start

A basic plan giving you a taste of the Soldo platform.

£0per user/month

Up to 3 users and cards

Features include:

What’s included?

Features include:

Virtual or plastic cards for your employees
Set individual spending limits
Google Pay and Apple Pay
On-the-spot receipt capture
Xero, Sage and QuickBooks integrations
Accountant access for reporting

Pro

Get added flexibility to control funds and manage company spending.

£6per user/month

Minimum of 3 users

All of Start, plus:

What’s included?

All of Start, plus:

Choose between individual, team and fuel cards
Allocate dedicated funds to users
Standard approval workflows for one-off purchases
Single-use virtual cards for one-off purchases
Virtual cards for recurring payments including subscriptions
Advanced card rules to control spend
Review and approve expenses

Best for growing businesses

Premium

Get increased visibility, control and support for multiple currencies.

£10per user/month

Minimum of 3 users

Every feature from Pro, plus:

What’s included?

Every feature from Pro, plus:

Multi-currency: GBP, USD, and EUR
Customisable roles and permissions
Auto classify transactions
Custom approval workflows for one-off purchases
Organise your company in teams or departments using groups
Advanced reporting

Enterprise

For medium and larger businesses, that need customisation, flexibility and dedicated support.

Custom pricing Unlimited users and cards

Book a demo

All the benefits of Premium, plus:

What’s included?

All the benefits of Premium, plus:

Add as many users and cards as you need
Dedicated account manager and customer success manager
Custom onboarding and training
Access to APIs for integrations

These prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

Resources for scaling companies

Articles, interviews, and guides to help you grow your finance team and your business.

Soldo® 2022 All rights reserved
The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland, authorised as an Electronic Money Institution by the Central Bank of Ireland (firm registration number C179925). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services and the website are provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd. (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to the website, the software and related services shall be sent to Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.