Grow your start-up and keep control of spend.

Built-in budgets. Real-time tracking. Integrated reporting.

  • See transactions as they happen
  • Set budgets from your phone or desktop.
  • Manage business-wide spending across multiple preloaded cards.
  • Simplify those monthly reconciliations.

Start for free

  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot
prepaid cards - 3 cards free

Soldo is trusted by Europe’s biggest start-ups

It’s time to put spending in the spotlight

Soldo gives start-up and scale-up businesses a single solution to manage business-wide spending.

The multi-user setup features budgets for each employee, project and team, empowering your people to spend with control, visibility and insight.

expense categories card
Soldo prepaid card and expense management system with mobile and desktop software

Prepaid cards: the better choice for start-ups

Using a business credit card to manage your expenses requires a successful credit check, which isn’t always straightforward, especially if you run a start-up or small business.

Card sharing also poses a security risk as details are re-shared over the internet between teams. Giving your employees prepaid cards negates the risks of card sharing.

Mobile transactions homepage from Soldo prepaid system

Gain complete control over spending

Decide who can spend what, and where, with custom rules for each card.

Set individual spending limits for all cardholders and apply location, category and time-based restrictions on how company money can be spent.

prepaid card set up with rules and spend limits for employees
employee cards transactions GB

Empower responsible spending

Give employees and departments the ability to spend company money in a controlled way, using Soldo Mastercard cards.

For online purchases and subscriptions, give employees virtual cards, accessed using the Soldo mobile app.

payment receipt in GBP captured using Soldo's mobile expense management app

Report expenses on the go

Leave manual reconciliation, month-end chaos and lost receipts behind. Soldo automates expense reporting.

Capture detailed and accurate expense data, right at the point of purchase. Just spend, photograph the receipt, and add notes in a few clicks.

Integrate with your accounting software

No more waiting for statements and toiling through manual data entry. Generate data-rich reports in just two clicks, ready to import into any popular accounting platform.

Soldo integrates seamlessly with Xero & QuickBooks Online, flowing transactions and enriched data straight into the books.

transactions report GB

We’re setting the pace in spend management

 

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler
Head of Payments and Fraud at GetYourGuide

“Soldo has been a great addition to our functionality in the finance team; we’re able to empower trusted users to make spending decisions whilst maintaining an appropriate level of oversight and control through the admin portal.”

Martyn Sexton
Finance Manager at Secret Escapes

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Let’s find the right Soldo plan for your start-up

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
 
Start
A basic plan giving you a taste of the Soldo platform.
£0per user/month
Up to 3 users and cards

Features include:

What’s included?

 
Pro
Get added flexibility to control funds and manage company spending.
£6per user/month
Minimum of 3 users

All of Start, plus:

What’s included?

Best for growing businesses
Premium
Get increased visibility, control and support for multiple currencies.
£10per user/month
Minimum of 3 users

Every feature from Pro, plus:

What’s included?

 
Enterprise
For medium and larger businesses, that need customisation, flexibility and dedicated support.
Custom pricing Unlimited users and cards

All the benefits of Premium, plus:

What’s included?

These prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

Resources for scaling companies

Articles, interviews, and guides to help you grow your finance team and your business.