Grow your start-up and keep control of spend.

Built-in budgets. Real-time tracking. Integrated reporting.

  • See transactions as they happen
  • Set budgets from your phone or desktop.
  • Manage business-wide spending across multiple preloaded cards.
  • Simplify those monthly reconciliations.

Start for free

  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot
prepaid cards - 3 cards free

Soldo is trusted by Europe’s biggest start-ups

It’s time to put spending in the spotlight

Soldo gives start-up and scale-up businesses a single solution to manage business-wide spending.

The multi-user setup features budgets for each employee, project and team, empowering your people to spend with control, visibility and insight.

expense categories card
Soldo prepaid card and expense management system with mobile and desktop software

Prepaid cards: the better choice for start-ups

Using a business credit card to manage your expenses requires a successful credit check, which isn’t always straightforward, especially if you run a start-up or small business.

Card sharing also poses a security risk as details are re-shared over the internet between teams. Giving your employees prepaid cards negates the risks of card sharing.

Mobile transactions homepage from Soldo prepaid system

Gain complete control over spending

Decide who can spend what, and where, with custom rules for each card.

Set individual spending limits for all cardholders and apply location, category and time-based restrictions on how company money can be spent.

prepaid card set up with rules and spend limits for employees
employee cards transactions GB

Empower responsible spending

Give employees and departments the ability to spend company money in a controlled way, using Soldo Mastercard cards.

For online purchases and subscriptions, give employees virtual cards, accessed using the Soldo mobile app.

payment receipt in GBP captured using Soldo's mobile expense management app

Report expenses on the go

Leave manual reconciliation, month-end chaos and lost receipts behind. Soldo automates expense reporting.

Capture detailed and accurate expense data, right at the point of purchase. Just spend, photograph the receipt, and add notes in a few clicks.

Integrate with your accounting software

No more waiting for statements and toiling through manual data entry. Generate data-rich reports in just two clicks, ready to import into any popular accounting platform.

Soldo integrates seamlessly with Xero & QuickBooks Online, flowing transactions and enriched data straight into the books.

transactions report GB

We’re setting the pace in spend management

 

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Get started

Let’s find the right Soldo plan for your start-up

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant

See all features

Resources for scaling companies

Articles, interviews, and guides to help you grow your finance team and your business.
Dynshaw Italia, CFO at Soldo

Watch now: How to lead a record Series C round

In this special series, we’re interviewing experienced founders and financial leaders looking to share their best insights on growing a business. We start with our very own CFO, Dynshaw Italia. He offered his experience in…

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How to Control Costs without slowing Growth

How to control costs without slowing business growth

For start-ups and scale-ups, keeping a tight lid on costs is paramount. See how features in Soldo give scaling businesses control while empowering them to…

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Soldo® 2023 All rights reserved
The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia Srl, a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The software services provided to customers resident in or with registered office in an EEA country or in the UK and the website in all languages and for all markets are provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd. (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to the website, the software and related services shall be sent to Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.