An expense management system that saves you time and money

Soldo makes managing company spending easy. You can equip employees, teams, or contractors with Soldo Mastercard® cards and set clear rules for their use. With integration into your accounting system, expenses are quickly and easily reconciled.

By automatically categorising transactions and syncing them with your expense management system, we make reporting simple. Employees can upload receipts instantly via the Soldo mobile app, making it easier to match expenses to transactions. This means our platform can generate detailed reports in a few clicks – saving you the time and hassle of manual reconciliation.

No. Soldo provides extra spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as access powerful features that aren’t available with any banking provider.

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses and helping you gain the advantages of financial planning in your business.

You can customise your spending rules for each card, setting daily, weekly or monthly limits and restricting spending to specific categories or budgets. This gives you full financial control at every level of your business.

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.

No, we’re upfront about costs. There are no hidden fees or fixed contracts with our expenses system, and you can cancel your plan at any time without penalties.

It’s fast and simple to get started. Just apply online and you’ll be ready to use Soldo once your account is verified.

With our software, you can set spending limits for employees, teams, or projects to control costs. Our automated expenses system tracks spending in real time and will send an alert if the limits are reached.

With automatic notifications and up-to-date reports, you can keep expenses in check and avoid unauthorised purchases.

Find out more about how we’ve helped other businesses prevent overspending.

We offer both physical and virtual prepaid business cards.

• Physical cards: Designed for in-person expenses like travel.
• Virtual cards: Designed for secure online transactions, such as software subscriptions.

Both card types are backed by Mastercard®, so will work everywhere and integrate seamlessly with our expense management tools.

Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority (FCA): this means we have to follow strict compliance processes. We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.

Absolutely! We know that contractors and freelancers are a key part of your business. Our expense management system allows you to issue them cards, providing access to company funds without the need for reimbursement processes.

You can assign prepaid cards with specific spending limits and restrictions, so you have full control over how the funds are used. It’s a simple, efficient way to manage project-based or temporary spending.

Yes! Soldo supports multiple currencies and works internationally wherever Mastercard® is accepted. Real-time tracking and instant receipt uploads via the Soldo app make managing travel expenses simple and stress-free.

Yes! We offer a 30-day free trial for our Plus and Standard plans. Explore our automated expenses system with no monthly fees during the trial.

The trial period begins when your Soldo account is activated and you receive your login details. During the trial, you can explore the software’s features without incurring monthly fees. However, certain financial services, such as card issuance or cash withdrawals, may still incur charges during this period.

Yes! The Soldo app, available for iOS and Android, makes managing expenses easy on the go.

• Check balances
• Upload receipts
• Track transactions
• Monitor budgets in real time

Admins can also adjust spending controls and review expenses remotely, ideal for teams working on the move.