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Instantly generate virtual cards to spend company funds

Traditional company spending with petty cash or company credit cards is difficult to track and manage. With Soldo, you can issue prepaid and mobile-ready virtual cards that keep you in control.

Instantly generate virtual cards to spend company funds

Instant issue for immediate use

Create virtual cards in seconds and start spending online right away.

Maintain full control over spend

Set limits, track every transaction, and block or cancel cards instantly.

Secure online payments

Reduce risk with unique card details and no need to share physical cards.

We’ve helped thousands of businesses simplify their business spending

Unlock spending by immediately generating virtual cards

Businesses are operating in an increasingly complex environment, where agility and speed are key.

Soldo’s virtual cards are available to use immediately, meaning paying for something your business needs is no longer blocked.

Unlock spending by immediately generating virtual cards

One-off virtual cards

Issue prepaid virtual cards that expire in up to seven days for full control.

One-off virtual cards

Subscriptions cards

Set up subscriptions or manage online spend efficiently using a virtual card.

Subscriptions cards

Ad spend cards

Create virtual cards for each online campaign and assign them to multiple team members.

Ad spend cards

Create a free Soldo account to get started

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Frequently asked questions

Everything you need to know about the product and billing.

How do I use a virtual card?

Virtual cards work just like regular credit or debit cards – there’s just no card. You’ll still have a card number, an expiry date and a CCV number, but they’ll be on a screen instead of on a physical card.

Where can I use Soldo’s virtual Mastercard® card?

You can use Soldo’s virtual Mastercard® wherever you would be able to use a regular card – online purchases, software subscriptions and online advertising are all possible with a virtual Mastercard®.

How do Soldo virtual cards work?

Soldo virtual cards are issued instantly through the platform and can be used for online or mobile payments. Each card can be assigned to a specific employee or team, with custom spending limits and controls.

Are Soldo virtual cards secure?

Yes. Soldo virtual cards use unique card details, and you can instantly freeze, block or cancel them. With real-time spend tracking and merchant restrictions, you stay in full control of every transaction.

Can I get statements on virtual payment cards?

With Soldo, you can access your spending data however you like. Soldo integrates directly with Xero, QuickBooks and NetSuite, and you can export all the spending data from your virtual prepaid cards into any other accounting system.

What is a virtual business card?

A virtual business card is a digital payment card used for online purchases. Unlike a physical card, it exists only in your Soldo account or mobile wallet, making it quicker to issue and more secure for managing company spend.

What are the benefits of using virtual cards for business?

Virtual cards give UK businesses greater control over spend, help prevent fraud, and simplify expense management. They’re ideal for online subscriptions, remote teams, and ad-hoc purchases.

Can I set spending limits on Soldo virtual cards?

Definitely. You can set daily, weekly or monthly spend limits, assign budgets in GBP, EUR or USD and restrict usage by merchant or category—so no surprises when it comes to company expenses.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.