Virtual prepaid cards keep company money safe and secure

Control spend with virtual prepaid cards that do your expenses for you.

Soldo connects smart company cards to intuitive management tools. Control, track, and report spending – all in one place.

Virtual Prepaid Cards
 

Trust employees to spend company money with prepaid cards that keep you in control

 

Separate budgets, custom limits and real-time visibility help prevent overspending

 

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

What makes Soldo?

Win back valuable time

Trust employees to spend company money with prepaid cards that keep you in control

Get accurate transaction data

Separate budgets, custom limits and real-time visibility help prevent overspending

Simplify reconciliation

Save hours on admin and speed up month-end with automated tracking and reporting

Get complete oversight of company spend

Get complete oversight of company spend

With Soldo company cards, you control your business expenses and who spends company money, how much, on what, and which budget they use.
Set custom rules and limits for each card in a few clicks to prevent overspending , without micromanaging every transaction.

Free up time for higher impact work

Free up time for higher impact work

How much time do you spend working through expense reimbursements? Querying mistakes, or chasing missing receipts? Probably more than you’d like to.
Soldo company cards make spending less complex. No out-of-pocket spending means no more reimbursements – saving finance teams hours on expense processing.

Easy expenses, controlled company spend

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.
Soldo company cards give the right people controlled access to company money, so no one has to spend time on expense claims or reimbursements. Our expense management platform and mobile app are user-friendly and intuitive. They reduce manual effort in a variety of ways, from automating finance processes for finance teams to allowing employees to capture receipts at point of purchase.

Soldo integrates with your accounting software

Soldo integrates with your accounting software

Copying data between multiple systems isn’t just annoying – it wastes time and increases the likelihood of manual input errors. Soldo connects with your accounting software so you can track, manage, and report on employee expenses and company spending. All in one place.
Reconcile in a single click, manage month-end faster. Rely on real-time, accurate spend and expense data.

Keep company money safe and secure

Keep company money safe and secure

You can sign up for Soldo’s prepaid cards without a credit check. Our quick application process means you could be up and running tomorrow.

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Get a quote
£21 per month
excl. 20% VAT
The Soldo software platform is operated by Soldo Software Ltd. The e-money business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

*Subject to eligibility, based on the criteria found

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

What our clients think about us

“In the past, expense reimbursement took one and a half days, and now it takes slightly more than half a business day.”

Marco Valerio Izzo, Buzzoole
Finance Manager

“Since we started using Soldo, it’s been such a relief not to have to regularly email or phone the banks to ask for our credit card limits to be raised. I love Soldo’s flexibility – it’s so easy to maintain and everything is in real time.”

Dennis Koehler, Get Your Guide
Head of Payments and Fraud

“Soldo has enabled us to close our old corporate credit card scheme, remove petty cash from our business and reduce the number of expense claims we process. This has reduced the administrative burden, replacing separate…”

Lee Jaques, Bruntwood
Finance Project Manager

“We need to have non-nominative cards, in multiple currencies, attached to powerful reporting that integrates with Sage. Soldo ticks all those boxes.”

Paraag Amin, DotDigital
Former CFO
Banner cards

Create a Soldo account and get started now

Get the benefits of a Soldo account now

Get started

Frequently asked questions

How do I use a virtual card?

Virtual cards work just like regular credit or debit cards – there’s just no card. You’ll still have a card number, an expiry date and a CCV number, but they’ll be on a screen instead of on a physical card.

Where can I use Soldo’s virtual Mastercard® card?

You can use Soldo’s virtual Mastercard® wherever you would be able to use a regular card – online purchases, software subscriptions and online advertising are all possible with a virtual Mastercard®.

Can I get statements on virtual payment cards?

With Soldo, you can access your spending data however you like. Soldo integrates directly with Xero, QuickBooks and NetSuite, and you can export all the spending data from your virtual prepaid cards into any other accounting system.

What are debit cards?

Exactly the same as a personal debit card, but for business use only. A debit card is connected to your business current account and any transaction carried out by yourself or an employee is funded directly from that account. So your account balance must be able to cover the purchase otherwise it won’t go through, unlike credit cards.

What are credit cards?

Credit cards work by allowing you to pay for things which you may not be able to, or would prefer not to, with funds from your business current account. You then have to pay this amount back over an agreed period, but interest can accumulate on that figure, which can be a slippery slope for small businesses looking to minimise costs. Both debit and credit cards can be physical or virtual, and prepaid cards are often referred to as prepaid credit cards, even though there’s no credit involved.

Read more about
Prepaid Cards