Get started

Employee expense cards mean no more petty cash or paying out of pocket.

Soldo cards for employees connect to intuitive expense management tools.
Control, track and report spending – all in one place.

mployee expense cards mean no more petty cash or paying out of pocket.

Empower

Empower employees to spend responsibly with company cards that keep you in control

Budget

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

Efficient department and project management

Managing employee expenses shouldn’t slow your business down. Provide the funds needed while keeping spending under control with Soldo. Simplify expense management so you can stay focused on growing your business.

Efficient department and project management

Take control of company spending

Soldo expense cards for employees give your team the funds they need while keeping you in control. Easily set clear rules and limits for each card to prevent overspending – no need to micromanage.

Using our simple app, employees can capture receipts instantly and finance teams save hours on reconciliation with automation. Lengthy expense processes are a thing of the past. It’s a smarter, fairer way to manage money.

Take control of company spending

Free up time for higher-impact work

How much time do you lose fixing mistakes or processing reimbursements? Probably more than you’d like to. Soldo’s employee expense cards make spending less complex. Employees don’t spend out of pocket, eliminating the need for reimbursements.

The result? Less admin for finance teams and more time to focus on what matters.

Free up time for higher-impact work

Integrate with your accounting software

Switching between systems wastes time and increases the risk of mistakes. Soldo seamlessly connects with your accounting software. Track, manage and report on all spending from a single place.

Reconcile expenses in one click and speed through month-end with real-time, accurate data. Save time and maintain control.

Integrate with your accounting software

Keep company funds safe and secure

Our employee expense cards come with built-in safeguards like customisable limits and real-time tracking to keep spending within budget. Soldo’s platform ensures every transaction is protected and accounted for, so you can focus on growing your business without worrying about financial oversight.

Keep company funds safe and secure

Create a free Soldo account to get started

Check Icon

The best ratings across the web

Check Icon

Empower your business

Check Icon

Exclusive content

Get started

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Get started

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

Check Icon

Get the benefits of a Soldo account now

Check Icon

Empower your business

Check Icon

Exclusive content

Get started

Your Questions. Answered.

Contact us if you have any other questions.

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards, deciding who has access to company money and the rules by which to spend it.

What size company is Soldo suitable for?

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses and helping you gain the advantages of financial planning in your business.

How secure is Soldo? What guarantees do I have?

Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority (FCA): this means we have to follow strict compliance processes. We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.

Are there any hidden fees or fixed contracts?

No, we’re upfront about costs. There are no hidden fees or fixed contracts with our expenses system, and you can cancel your plan at any time without penalties.

What happens if a Soldo employee expense card is lost or stolen?

Reporting and replacing lost or stolen Soldo cards is quick and simple. Admins can deactivate the card instantly through the web console or mobile app to keep company funds secure. Order a new card directly from the web console, ensuring your team is back up and running without delay. If the card is later found, you can simply reactivate it in a few clicks.

Is Soldo a business bank account?

No. Soldo provides extra spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as access powerful features that aren’t available with any banking provider.

Does Soldo integrate with my accounting software?

Soldo integrates with leading accounting platforms to reduce manual data entry, cut errors, and save you time. See our full list of integrations here. If you’re not sure how your software works with Soldo, visit our support page.

How much do your employee expense cards cost?

We offer flexible plans to help you find an option to suit your organisation’s needs.

  • Standard: Gives you access to all our core features and 20 expense cards for employees. Ideal for smaller teams.
  • Plus: Unlock features like advanced receipt capture and bulk reimbursement. Suited to growing businesses with more complex needs.
  • Unlimited: Enjoy unlimited users, wallets and employee expense cards, plus personal account management. Designed for larger organisations or those with unique requirements.

Explore our pricing options or request a call back to find the right solution for your business.

How quickly can I start using Soldo?

It’s fast and simple to get started. Just apply online and you’ll be ready to use Soldo once your account is verified.

What if I want to leave Soldo?

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.

Browse by category

Prepaid Cards Company Cards Expenses Petty Cash Fuel Cards Business Expenses
Soldo® 2026 All rights reserved
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.