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The simple, safe, cost-effective alternative to business credit cards</strong

Business credit cards are old news.
Find out how Soldo will make managing your expenses easy.

The simple, safe, cost-effective alternative to business credit cards

Empower

Trust employees to spend company money with prepaid cards that keep you in control

Budgets

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

25,000+ businesses trust Europe’s leading business credit cards alternative

Get complete oversight of company spend

Efficient department and project management

Soldo’s prepaid expense cards give you total oversight of business expenses. You decide who spends company money, how much they spend, and what they spend it on. Set custom rules and limits in seconds to prevent overspending without needing to micromanage every purchase.

Efficient department and project management

Free up time for higher impact work

How much time do you spend processing expense reimbursements, querying mistakes or chasing missing receipts? Probably more than you’d like to.

Soldo prepaid cards for business expenses make everything easier. No out-of-pocket spending. No more reimbursements. Hours saved for your finance team.

Free up time for higher impact work

Easy expenses, controlled
company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.

Only the right people get access to company funds, and you can set precise limits to keep spending in check. Our platform and mobile app are easy to use, saving time and reducing errors – automating finance processes and making receipt capture a breeze.

Easy expenses, controlled
company spend

Soldo integrates with your 
accounting software

Manual data entry is time-consuming and prone to error. Soldo connects directly with your accounting software, letting you track and manage expenses in real time. Reconcile in a single click, close the month faster and

We seamlessly integrate with Xero, QuickBooks and Sage. Utilise our API for more integrations or contact us for more solutions.

Soldo integrates with your 
accounting software

Keep company money safe and secure

You can sign up for Soldo’s prepaid expense cards for employees without a credit check.
Our quick application process means you could be up and running tomorrow.

Keep company money safe and secure

Create a free Soldo account to get started

The best ratings across the web

Empower your business

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and
address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

Get the benefits of a Soldo account now

Empower your business

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Your Questions. Answered.

Contact us if you have any other questions.

What Is a Business Credit Card?

You can get a credit card for your business, but it will still need to be associated with the name of someone who works for the company. However, with prepaid cards like Soldo, you can assign cards to as many people as you need.

How can I get a business credit card without personal credit?

If you have poor personal credit then it can be tricky to get a business credit card. There are providers out there who will offer you one, but they may not have the benefits you were looking for. Alternatively, you could try out one of Soldo’s prepaid card plans, which have no credit score requirements.

How is business credit card limit determined?

Your credit limit will depend on your application, including your personal and business profile. Higher limits may be offered if you have better business or personal credit. You can read more on business credit limits here.

Are there costs associated with credit cards for business?

Yes. Cards can come with a number of charges, including an annual rate, cash withdrawal fee, and interest. Although these vary depending on the provider, there’ll probably be at least one fee or another, so it’s worth researching before you commit to any one card issuer.

Can you get a credit card in a business name?

You can get a credit card for your business, but it will still need to be associated with the name of someone who works for the company. However, with prepaid cards like Soldo, you can assign cards to as many people as you need.

How long does it take to get a business credit card?

There’s no precise amount of time it takes to get approved, and the process varies between providers, but you’re likely to get your decision within 5-10 days. After approval, it can take up to ten days for your card to arrive. For faster approvals, why not try Soldo, and you could be up and running the very next day.

How can I get a higher business credit limit?

You can contact your card issuer to request a higher credit limit, but this may not be accepted, depending on your credit history. With Soldo, however, the only limits are those set by you.

How to find the best company credit card for your business?

The ‘best’ credit card will depend on what your business needs. Each provider will offer charges and benefits that are more favourable to some businesses than others. They will also have differing eligibility criteria. Read our guide here for a comprehensive rundown of the best business credit cards.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.