Effortless ad-hoc spending for everyone

Soldo makes it easy to manage spending across your business. And now, a simple approvals process combines with single-use virtual cards for Purchases – a fresh feature that enables anyone to make authorised payments online. Paid plans only.

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  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot

Soldo is trusted by more than 26,000 leading companies.

A process so simple it becomes second nature

1. Employees make requests

Any employee can request to make a purchase online, stating how much is needed and for what.

2. Admins approve (or deny)

Managers and admins authorise payments in advance for total visibility and consummate control.

3. A single-use card is issued

Employees get a virtual card with the exact sum requested, valid only for the approved purchase.

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Make purchasing easy for everybody

Soldo prepaid cards are perfect for regular spending. And now Purchases makes ad-hoc spending easy to manage, too. Issue single-use virtual cards to anyone and pay for training, home-working equipment, events, and anything else your business needs.

Get a hold of your purse strings

Reducing spending is a key responsibility for finance teams, meaning control over costs is essential. With one-off costs, attribution can be complicated, and unseen costs can stack up. But not with Purchases, a simple solution for complete visibility and control.

Stop money falling into the wrong hands

Cut your exposure to fraud with single-use virtual cards. There’s no more card-sharing, no sensitive details spread around online and, because each virtual card expires after use, the risk of fraud is minimised. So, you can empower spending and sleep soundly.

Cut the long tail of spend admin

Capture invoices, VAT, notes, categories, and more in seconds. Then stream everything to Xero, QuickBooks, and NetSuite through seamless integrations. On another platform? Export your data in a compatible format in a couple of clicks. It’s easy with Soldo.

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Everything you need to manage ad-hoc spending 

Single-use virtual cards

Instantly issue cards with the exact balance requested, and that expire after use.

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Built-in approvals

Get notified when an employee makes a request, then approve or deny in a click. 

Accounting integrations 

Flow data to Xero, QuickBooks, and NetSuite; export CSV files to any other platform.

All you need to manage regular spending

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Smart company cards 

Use physical and virtual Mastercard® cards to make payments in store and online. 

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Mobile and web management 

Track transactions in real time and easily manage spending across your business. 

Customised wallets 

Give people and teams their own dedicated balance or share pots as you choose. 

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Flexible spend controls 

Set custom spending limits for any card per transaction, day, week, and month. 

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Instant transfers 

Move money between wallets in a couple of clicks, it’s ready to spend instantly. 

Multi-currency spending 

Spend in GBP, EUR, and USD, and enjoy low FX rates and fees in other currencies. 

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Level up your business with Soldo

Apply online in minutes and start spending in as little as one working day

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Create a free Soldo account to get started

The best ratings across the web

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“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor, Plymouth College of Art
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran, Making Space
Purchase Ledger Coordinator at Making Space

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

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Let’s find the right Soldo plan for your ad-hoc purchases

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant

Learn how to manage purchases with Soldo

Take the hassle out of managing one-time spending requests across your organisation

Introducing Purchases, the new Soldo tool for managing one-time spend requests….

Read more →

Pre-approved spend

Soldo Pre-approved Spend feature is the flexible way to manage business spending….

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Watch on demand: Why you need to get a grip on business spending

Poor spend controls are costing the average SMB £1.7m each year. Watch this webinar for practical advice on how to stop spend…

Read more →

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.