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eBook

Spend Index: How businesses like yours are spending in 2025

Discover the trends shaping decentralised spend and see how your business compares.

Soldo’s 2025 Spend Index analyses anonymised data from over 25,000 customers to help you prepare for the second half of the year.

AI investment up 130%

Explore why large businesses are doubling down on productivity tools and why oversight matters.

Operational spend up 26%

With day-to-day costs climbing, see how businesses are creating structure and control.

Spend Index: How businesses like yours are spending in 2025
Infographic

The 7 most-loved Soldo features

Over 25,000 businesses use Soldo to take control of their spending, with real-time tracking, automated approvals and deep insights into company spending.

Discover the top 7 features Soldo users rely on to get ahead.

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80% less admin

Soldo users save hours on expense reporting and reconciliation.

Icon Control

Full control, no friction

Instant cards and custom limits help teams spend responsibly.

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People Like You : 7 Most Loved Soldo Features
Checklist

Finance, set free

How do you maintain financial control while giving teams the money they need to do their jobs effectively? In this checklist, we explore some real-world solutions.

Coins Stacked

76% of senior leaders

say a lack of access to company funds led to missed opportunities

User Square

40% of employees

believe easier access to company money would boost productivity.

Get your free checklist
Finance, set free
Infographic

Meet the people taking
control of T&E

Finance teams like yours are reclaiming their time by transforming T&E.

Learn how and join the quiet revolution taking control of T&E, while empowering teams to spend responsibly.

User Square

44% experience T&E pain

nearly half of finance leaders say tracking employee expenses is a major challenge in their business.

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80% time saving for finance

finance teams using Soldo report spending 80% less time on month-end reporting and reconciliation.

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Meet the people taking control of T&E

eBook

How people like you manage operational spend

The right spend management strategy can transform the process of managing your everyday expenses into a financial superpower. We explore how in this eBook.

80% time saved

on reporting and reconciliation with Soldo

25,000 businesses

already streamlining day-to-day expenses

People Like You : Operational Spend
Checklist

Need a company credit card alternative?

Company cards can fall short when you need both control and flexibility. Use this checklist to ask the seven key questions before choosing an alternative.

50% more time

when companies use Soldo to review company spend

62% more productivity

when finance managers use Soldo to manage expense claims

Get your free checklist
People Like You : Credit Card Replacement

eBook

People like you take control of digital & recurring spend

Finance, marketing and IT teams are bringing order to fragmented spending, budget leaks and rogue renewals.

Because when recurring and digital spending is clear and under control, strategy gets sharper. Want to see how it’s done?

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50% less time spent

Cut budget reviews in half with clearer visibility and control.

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Fewer surprise charges

Assign company cards, set limits and monitor spend as it happens.

People Like You : Digital Recurring Payments

eBook

People like you are
transforming T&E

Travel and expenses aren’t going away, but the way we approach them needs to change.

Over 25,000 businesses are managing T&E differently. They’re managing it proactively with Soldo.

See how finance teams like yours are simplifying expenses, gaining insight and enhancing control with our eBook.

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80% time saving

Automated reporting and instant visibility take the pain out of reconciliation.

Pre-approve & track spend

Monitor spending as it happens with company cards and mobile capture. No more month-end surprises.

People Like You : T&E eBook

The financial value of better spend management in care

Explore the financial impact of outdated spend management – and how better financial control saves time, reduces costs and improves care delivery to benefit your bottom line.

Download brochure

Finance leaders across every industry are proactively controlling spend with Soldo.

Guide

The impact of poor spend control 

Poor visibility, slow reimbursement processes and outdated financial systems create unnecessary costs and inefficiencies. 

£301 billion

lost by European businesses each year due to inefficient expense processes.

£34 billion

of VAT left unclaimed each year, often due to receipt processing errors.

User Square

70% of employees 

would consider leaving due to continual reimbursement delays.

5% of revenue lost

to fraud, including expense fraud and untracked petty cash

The financial value of better spend management for manufacturing

Tight margins, complex supply chains, and unpredictable costs. Without control, spending can go off the assembly line. Here’s how Soldo helps.

Download the report

Finance leaders across every industry are proactively controlling spend with Soldo.

Infographic

Spend management can help your manufacturing business financially succeed.

Want uninterrupted operations and a better bottom line performance? A better spend management process can help you get there.

In this informative infographic, learn how better spend management can:

Free up valuable time

Cut overspending

Improve decision making

Keep cash flow, flowing

Soldo® 2025 All rights reserved
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The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

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The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.  Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.