The best business prepaid credit cards make spend management easy. With unique controls and budgets for every card, you can make light work of business expenses.
The best business prepaid credit cards that empower your team
Empower employees to spend what they need with their own prepaid Mastercard, while you stay in control of the funds
Complete visibility, ring-fenced budgets and custom limits mean there’s no risk of overspending
Save hours on admin and skip month-end surprises with automated spend tracking and reporting
The best business prepaid credit cards make spend management easy. With unique controls and budgets for every card, you can make light work of business expenses.
Soldo’s business prepaid credit cards offer the best way to monitor your cash flow: in real-time. With live updates and insights, you’ll always know where the money’s going.
Relying on paper receipts is risky as data can easily get lost. Instead, the best business prepaid credit cards offer digital receipt capture which allows you to log spend data at the point of purchase.
Soldo integrates with leading accounting software including Xero, QuickBooks Online, and Netsuite, making month-end much easier for your finance team. Flow through admin, eliminate mistakes, and get a clear view of spending. And if you’re using another system or ERP platform, simply export CSVs in seconds.
Xero
Soldo syncs with Xero daily, automatically, so reconciling receipts captured on the Soldo app only takes a couple of clicks.
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Sage
Pay with Soldo, then sync transactions with Sage. Coming soon to Business Cloud Accounting: sync receipts, notes, and more.
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QuickBooks Online
Publish your Soldo expense data to QuickBooks Online in minutes and sync transaction data automatically with the bank feed integration.
Connect to QuickBooks
No credit checks, no hidden fees, no fixed contracts. Cancel anytime.
Complete registration
We need to confirm your identity and address. Upload a few documents and you’ll be done.
Add funds
Load money to your account to order your Soldo card. Receive it in 2 working days.
Start spending
Shop online or instore safely with your contactless card.
Everything you need to get started
Soldo Mastercard® cards
Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.
Web console and mobile app
See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.
Accounting integration
Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.
Free & unlimited transactions
Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.
No charge for deposits
It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.
Dedicated support
Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.
Choose a plan that fits the way your company spends
Apply in minutes, get going in as little as one working day, and cancel anytime
With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.
No. Soldo provides extra spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as access powerful features that aren’t available with any banking provider.
Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority (FCA): this means we have to follow strict compliance processes. We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2011 and cannot be claimed by Soldo creditors.
Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.
If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.
Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.
Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses and helping you gain the advantages of financial planning in your business.
We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.