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Integrations & APIs SAP Concur Integration

Proactive control meets seamless payments

Move away from approval-led governance to complete spend control with connected payments, real-time visibility and fewer employee expense frustrations with Soldo and SAP Concur.

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SAP Concur App Center
Intelligent, integrated payment cards for SAP Concur

We've helped thousands of businesses simplify their business spending

Best-in-class spend controls from start to finish

Soldo adds an integrated payment layer to SAP Concur, connecting company cards with
predefined budgets, limits, users, cost centres, and rules.

From everyday purchases to high-volume team spend, Soldo and SAP Concur help finance teams reduce
manual admin and keep every transaction clear and controlled.

No more out-of-pocket expenses

Soldo cards integrate seamlessly with SAP Concur, letting employees spend while finance stays in control.

Less admin and manual entry

Eliminate receipt chasing, coding corrections and month-end clean up with data that flows automatically into SAP Concur.

A clear view across the business

Track spend by team, location and cost centre with up-to-date data, making reporting, forecasting and audit easier.

One connected payment system, powered by API

Explore how Soldo’s integration with SAP Concur connects approved spend to controlled company cards, helping operational teams reduce manual work, eliminate visibility gaps and keep payments aligned with policy.

Proactive payment controls with Soldo and SAP Concur

Learn how Soldo and SAP Concur eliminate payment blindspots for a smoother, streamlined spend experience.

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Proactive payment controls with
Soldo and SAP Concur

Finance's blueprint for smarter spend governance

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Connect Soldo’s payment controls with SAP Concur’s approvals, so policy is enforced when a purchase is made.

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Reduce admin and improve visibility with synced transactions, simple reconciliation and a clear audit trail.

Read the finance blueprint

Make expenses fair:
HR’s blueprint for better  business spend

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Stop employees from paying out of pocket with pre-approved Soldo cards connected to SAP Concur workflows.

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Reduce friction for HR, finance and operational teams by linking payments, approvals and receipt capture.

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Product features:
See how Soldo & SAP Concur connect

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Learn how Soldo integrates with SAP Concur to help you proactively control business spend.

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All transactions are automatically synced, matched and prepared for review and ERP export.

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Spend data that syncs automatically

Automate busy work via API

Soldo cards and transactions sync automatically into SAP Concur every day, giving Finance an up-to-date view of travel and expense spend – no manual imports needed.

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Your security is our top priority

At Soldo, we prioritise your security. Our commitment to safeguarding your data is reflected in our adherence to industry-recognised certifications and regulations.

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ISO 27001
We meet international standards for information security.

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PCI DSS
We ensure secure handling of credit card information.

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Your security is our top priority

Frequently asked questions

Everything you need to know about the product and billing.

What is Soldo?

Soldo is a proactive spend management platform that helps businesses stay in control of their spending and accomplish more. It brings together a powerful platform, a easy-to-use mobile app, and flexible payment options to cut out time-consuming admin and give companies better oversight and control of their spending.

With Soldo, you can issue Mastercard® Soldo prepaid debit cards to employees, teams, or even contractors. You decide who can access company funds and set clear spending rules, so there’s no guesswork when it comes to managing expenses.

Why should SAP Concur customers use Soldo?

Soldo adds an integrated card payment layer, with virtual and physical company cards that can be issued with predefined budgets, limits, users, cost centres and rules. This helps finance teams keep payments aligned with policy from the start, instead of sorting out exceptions after the money has been spent. 

Does Soldo support SAP Concur Request? 

Yes. The integration is designed to work with SAP Concur Request workflows, so Soldo cards can be created and funded when spend is approved. 

How does Soldo give finance teams better visibility? 

Every transaction is automatically captured and synced in SAP Concur, so nothing is missed or reconciled late, and finance can see where money is going without waiting until the end of the month. 

How does Soldo reduce reconciliation work? 

Transaction data and cost coding move through the process together, so by the time the spend reaches SAP Concur, there is less manual matching, recoding and chasing to do.  

How does Soldo help HR teams? 

It removes a common source of employee friction. Instead of asking people to cover company costs themselves and wait to be reimbursed, Soldo gives them approved company funds on a ready-to-use card. 

How does Soldo work with SAP Concur?

Soldo is a certified SAP Concur partner. Using an API, we integrate with SAP to link approved spend to company cards. When spend is approved, it is posted to a company card with the appropriate rules already in place. The transaction data is then sent back to SAP Concur for visibility, reporting and reconciliation. 

What makes Soldo different from traditional company cards in SAP Concur? 

Traditional cards sit outside the approval flow, so compliance checks are performed after spending occurs. Soldo links approved spend to controlled company cards, so finance receives greater control before payment and a clearer view afterwards. 

How does Soldo reduce out-of-policy spend?

Soldo helps ensure approved spend is used as approved. Limits and rules are built into the card, so policy is applied before payment. 

Do transactions sync back into SAP Concur?

Yes. Card transaction data is imported back into SAP Concur, helping finance track spend, reduce manual corrections and make month-end easier. 

Does Soldo work for larger or multi-entity businesses? 

Yes. Soldo supports multi-location and cost-centre alignment, so businesses can run consistent controls across teams, entities and locations without it becoming a mess to manage. 

Soldo® 2026 All rights reserved
The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.