Employee expense management software that manages your business spending for you

Soldo connects smart company cards to intuitive employee expense management tools and systems. Control, track, and report spending – all in one place.

  • See transactions as they happen.
  • Set budgets from your phone or desktop.
  • Simplify monthly expenses admin.

Start for free

  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot
prepaid cards - 3 cards free

30,000+ businesses trust Europe’s leading employee expense management platform

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Employee expense management made easy

Effortlessly stay in control of business-wide costs

With customisable spend rules and individual budgets, Soldo’s prepaid solution simplifies employee expense management.

Get started

Monitor your cash flow in real-time

Gain detailed insights into business-wide costs, from highest spender to most-used vendor. And it’s all in real-time.

No more laborious admin sessions

Save significant time every month with Soldo’s digital receipt capture. Instead of stockpiling paper receipts, just take a photo of them at the till and Soldo will store the data.

Make light work of bookkeeping

Soldo integrates with leading accounting software including Xero, QuickBooks Online, and Netsuite, making month-end much easier for your finance team. Flow through admin, eliminate mistakes, and get a clear view of spending. And if you’re using another system or ERP platform, simply export CSVs in seconds.

Soldo let’s us get a grip on exactly where we are with spend.

Jamie,
Senior Financial Accountant at Farmdrop

Soldo has given us more freedom

Martyn,
Finance Manager at Secret Escapes

Those who use it absolutely love it. It could not be simpler.

Ben,
Head of Finance at Unit

Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

1. Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

2. Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

3. Start spending

Shop online or instore safely with your contactless card.

Let’s find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
 
Start
A basic plan giving you a taste of the Soldo platform.
£0per user/month
Up to 3 users and cards

Features include:

What’s included?

 
Pro
Get added flexibility to control funds and manage company spending.
£6per user/month
Minimum of 3 users

All of Start, plus:

What’s included?

Best for growing businesses
Premium
Get increased visibility, control and support for multiple currencies.
£10per user/month
Minimum of 3 users

Every feature from Pro, plus:

What’s included?

 
Enterprise
For medium and larger businesses, that need customisation, flexibility and dedicated support.
Custom pricing Unlimited users and cards

All the benefits of Premium, plus:

What’s included?

These prices exclude VAT. The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

How does Soldo work?

With Soldo, you control all business spending and – thanks to the integration with your accounting system – you can reconcile expenses quickly and easily. You can equip some or all employees, entire teams, or even external collaborators with Mastercard® Soldo cards , deciding who has access to company money and the rules by which to spend it.

Find out more

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with a traditional business bank account.

How secure is Soldo? What guarantees do I have?

Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011: this means we have to follow strict compliance processes.  We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2017 and cannot be claimed by Soldo creditors.

Does Soldo integrate with my accounting system?

Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. Our seamless integrations with Xero, QuickBooks Online and NetSuite also make it easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

If you’re using another accounting platform – like Sage, FreeAgent or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

What size company is Soldo suitable for?

Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses and helping you gain the advantages of financial planning in your business.

What if I want to leave Soldo?

We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.