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Meet the Experts Behind Soldo Insights

At Soldo, we believe financial decisions should be backed by experience, not guesswork. That’s why every blog post is written and reviewed by professionals who know the ins and outs of progressive finance, procurement, and decentralised spend management. Explore the authors driving our insights, from in-house specialists to guest contributors in the fintech space.

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Francis Mercer

Francis Mercer is Senior Product Marketing Manager at Soldo, where he helps shape and communicate the value of progressive finance technology to a fast-growing customer base. Before joining Soldo, Francis led product marketing at Intergiro and Avaloq, supporting innovation across embedded finance, business banking and wealth management systems. He started his career at Lloyds Banking Group, where he was involved in shaping the group’s digital transformation. With a diverse background spanning fintech scale-ups and global banking corporations, he brings a commercially grounded approach to product marketing. He is passionate about helping people and organisations work smarter and gain value by using technology. In his spare time, Francis likes to keep active and, in the past, has run multiple marathons and a 100km ultra marathon. These days he spends more time running around after his two young children.
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The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.