Joined-up spending.
Effortless expenses.

From petty cash to online procurement, digital advertising to employee travel and entertainment – manage all business spending with Soldo.

Set up endless benefits in five minutes

Save money

Control company-wide spending with custom budgets and rules.

Save time

Cut admin by automating expense management and reporting.

Support staff

Empower employees to spend company money responsibly.

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Manage all your spending in one place

Software subscriptions

Manage subscriptions and track spending across your business at a glance.

E-commerce & petty cash

Pay with ease online and in-store – the secure, fast system helps you run a cashless office.

Employee travel & expenses

Empower controlled spending and save time with automated expense reports.

Online advertising

Consolidate spending across digital ad platforms for better visibility and control.

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Loved by the brightest businesses in Europe

“Soldo has been a great addition to our functionality in the finance team; we’re able to empower trusted users to make spending decisions whilst maintaining oversight and control.”

Martyn Sexton

Finance Manager, Secret Escapes

“Soldo was a real revolution for us, because it simplified everything instantly with a totally centralised, convenient and fast system. We have gained in terms of time, performance, cost savings and reporting.”

Angelo Di Veroli

CEO, Blackgeek Ltd

From payment to reconciliation – we’ve got you covered

Prepaid company cards

Simplify payments with Mastercard® prepaid cards.

On-the-go reporting

Capture receipts, VAT, and categories with the mobile app.

Real-time tracking

Manage budgets, set rules, and track spending in real time.

Effortless bookkeeping

Export to any accounting system for speedy reconciliation.

Explore features

Flow transactions (with receipts) into your accounting software

Soldo connects seamlessly to Xero and QuickBooks through a native integration, sending enriched data straight into the books. Using another accounting system? Export data via CSV in a few clicks.

Choose a plan that fits your business

There are no hidden transaction or deposit fees, no minimum number of cards and no minimum deposits.

Ideal for most of small businesses

Soldo Pro

5€ per card per month

Manage spending and expenses with the core Soldo features. Up to 20 cards.

Discover all features

Soldo Premium

9€ per card per month

Add advanced controls, reporting and functionality to the Soldo experience.

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Soldo Enterprise

Contact sales

Advanced integrations and dedicated support for large organisations.

Discover all features

Accountant or bookkeeper? Discover the Soldo Partner Programme.

Learn more

Frequently asked questions

  • Soldo is a multi-user expense account that helps you control business spending and, thanks to the integration with your accounting software, makes it easy and quick to manage and reconcile all company expenses. Soldo is not a business account and we’re not trying to replace yours. We’re here to complement the traditional business account offering with more advanced and innovative financial services.

    You can give Soldo cards to some or every employee, to entire teams or even contractors, deciding who can access company money and the rules they need to follow to spend it. With intuitive tools like the mobile app and web console, you’ll be able to track spending real-time, instantly transfer funds to all card holders (for free), establish budgets and rules, and much more. Click here to explore Soldo features in depth.

  • Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011: this means we have to follow strict compliance processes.  We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2017 and cannot be claimed by Soldo creditors.

    Also, your privacy is key for us: your personal data will never be shared with any external company.

  • Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. It’s also easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

    If you’re using another accounting platform – like QuickBooks, Sage or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

  • Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

    Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.

    If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.

  • We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.