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Prepaid expense cards give you real-time control of employee spending

Soldo prepaid expense cards connect to intuitive expense management tools.
Control, track and report spending – all in one place.

Prepaid expense cards give you real-time control of employee spending

Empower

Trust employees to spend company money with prepaid cards that keep you in control

Budgets

Separate budgets, custom limits and real-time visibility help prevent overspending

Automate

Save hours on admin and speed up month-end with automated tracking and reporting

We’ve helped thousands of businesses proactively manage their messy, decentralised spend.

Get complete oversight of company spend

Efficient department and project management

Soldo’s prepaid expense cards give you total oversight of business expenses. You decide who spends company money, how much they spend, and what they spend it on. Set custom rules and limits in seconds to prevent overspending without needing to micromanage every purchase.

Efficient department and project management

Free up time for higher impact work

How much time do you spend processing expense reimbursements, querying mistakes or chasing missing receipts? Probably more than you’d like to.

Soldo prepaid cards for business expenses make everything easier. No out-of-pocket spending. No more reimbursements. Hours saved for your finance team.

Free up time for higher impact work

Easy expenses, controlled company spend

When you switch to Soldo, you make expenses easy and fair for everyone involved.

Only the right people get access to company funds, and you can set precise limits to keep spending in check. Our platform and mobile app are easy to use, saving time and reducing errors – automating finance processes and making receipt capture a breeze.

Easy expenses, controlled
company spend

Soldo integrates with your accounting software

Manual data entry is time-consuming and prone to error. Soldo connects directly with your accounting software, letting you track and manage expenses in real time. Reconcile in a single click, close the month faster and

We seamlessly integrate with Xero, QuickBooks and Sage. Utilise our API for more integrations or contact us for more solutions.

Soldo integrates with your 
accounting software

Keep company money safe and secure

You can sign up for Soldo’s prepaid expense cards for employees without a credit check.
Our quick application process means you could be up and running tomorrow.

Keep company money safe and secure

Create a free Soldo account to get started

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Apply online in minutes and start spending in as little as one working day.

No credit checks, no hidden fees, no fixed contracts. Cancel anytime.

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Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

Complete registration

We need to confirm your identity and address. Upload a few documents and you’ll be done.

Add funds

Load money to your account to order your Soldo card. Receive it in 2 working days.

Start spending

Shop online or instore safely with your contactless card.

All Soldo plans include

Everything you need to get started

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1.5%.

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Create a Soldo account and get started now

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Your Questions. Answered.

Contact us if you have any other questions.

What is a prepaid expense card?

A prepaid business card lets employees spend company money without using their personal funds.

Assign physical or virtual cards to employees, teams or projects with pre-approved budgets for things like travel, client entertainment or subscriptions.

Can I put business expenses on my personal card?

Whether or not you can put business expenses on your personal card will depend on your company’s employee expense policy. Some companies will allow you to use your personal card and then they’ll pay you back as an expense reimbursement.

It’s important to check the expense policy first because this will tell you what kind of purchases are approved and how much you’re allowed to spend on specific items or within particular expense categories. If you put a business expense on your personal card that falls outside of the expense policy, you may not be able to get an expense reimbursement.

What businesses need prepaid expenses cards?

If your team travels for business, Soldo’s prepaid expense cards can help – whether you’re a small team or a large company.

Soldo makes it easy for employees to spend on the go while giving you real-time control over expenses. Your finance team can track spending instantly and executives get clear insights into company spend, helping you stay on budget without the paperwork.

How much do prepaid cards for business expenses cost?

Soldo offers three flexible plans, designed to meet the needs of businesses of all sizes:

  • Standard: Track business expenses in real time with up to 20 prepaid physical or virtual cards.
  • Plus: Get more cards and advanced features like multi-currency support, bulk reimbursements and enhanced receipt capture.
  • Enterprise: Unlimited users and cards, full policy integration and personalised account management.
How do prepaid expense cards work?

Soldo company cards can be plastic or virtual cards and used online or in store. Soldo cards can also be added to Apple Pay and Google Pay for even more convenience.

You can even create temporary virtual cards for employees who don’t need regular access to company money. These are only valid for a set number of purchases over a limited period.

How do you monitor monthly expenses?

The most efficient way to monitor monthly expenses is by using expense management software. This allows you to review and track company spending in real-time with visibility over who is spending, on what and how much. Good expense management software will generate accurate reports across all transactions for you. You should also have the option to sync and reconcile expenses and receipts with your accounting software and other business systems. Monitoring monthly expenses through a single platform like this is easier than switching between spreadsheets or other systems and is less susceptible to human error.

What are prepaid business cards used for?

Prepaid cards for businesses give your management and finance teams complete visibility over spending, without taking accountability away from your staff. You can use a loaded card in any situation in which you’d use a debit or credit card, including in-store, contactless and online payments.

For example, you might give a budget to your salespeople on the road, removing the hassle of expense claims for travel, meals or client entertainment. Or you could give everyone an individual equipment or learning fund. Alternatively, handle recurring subscriptions and online ad spend seamlessly.

Is Soldo’s prepaid expense card platform secure?

Securing company funds and data is a top priority. With Soldo, you can rest easy knowing your business is protected.

  • Fully regulated: Soldo is authorised and regulated by the Financial Conduct Authority (FCA). Your funds are kept in a separate, ring-fenced account in line with the UK Electronic Money Regulations 2011.
  • High security standards: We comply with international standards for payment card data, information security and cybersecurity.
  • Built-in protection: Features like 3D Secure, multi-factor authentication for online transactions, and spend filters ensure your funds are safe.

See more about our security measures here.

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The website in all languages and for all markets is provided by Soldo Software Ltd., a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. All communications related to the website shall be sent to the registered office.

The software services provided to customers resident in or with registered office in an EEA country or in the UK are provided by Soldo Software Ltd a company incorporated in the UK with company number 09233754 and VAT: GB204213566, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom. Soldo Software Ltd (data protection number: ZA 092035) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All the communications related to the software and related services shall be sent to the registered office. Soldo Software Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.

The software services provided to customers resident in or with registered office in Italy are provided by Soldo Italia S.r.l. , a company incorporated in Italy with company number 11864540965 at the Registry of companies of Milano, Monza, Brianza, Lodi, VAT: IT11864540965, and registered office at Via degli Olivetani 10/12, 20123 Milano (Italy). Soldo Italia Srl complies with all applicable data protection and privacy legislation in force from time to time in Italy including the General Data Protection Regulation ((EU) 2016/679). All communications related to the software and related services shall be sent to the registered office Soldo Italia Srl, Via degli Olivetani 10/12, 20123 Milano (Italy).

The financial services provided to customers resident in or with registered office in an EEA country are provided by Soldo Financial Services Ireland DAC, a company incorporated in Ireland with company number 610705, and registered office at 33 Sir John Rogerson’s Quay, Dublin 2, Ireland. Soldo Financial Services Ireland DAC is regulated by the Central Bank of Ireland. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ireland DAC pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ireland DAC complies with all applicable data protection and privacy legislation in force from time to time in Ireland, including the EU General Data Protection Regulation (EU 2016/679) and the Data Protection Acts 1988 - 2018. All communications related to financial services provided by Soldo Financial Services Ireland DAC shall be sent to Soldo Financial Services Ireland DAC, 33 Sir John Rogerson’s Quay, Dublin 2, Ireland.

The financial services provided to customers resident in or with registered office in the UK are provided by Soldo Financial Services Ltd., a company incorporated in the UK with company number 09495650, whose registered office is 119 Marylebone Road, London, NW15PU, United Kingdom, authorised as an Electronic Money Institution by the Financial Conduct Authority (firm registration number 900459). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The card is issued by Soldo Financial Services Ltd pursuant to a licence issued by Mastercard International Inc. Soldo Financial Services Ltd. (data protection number: ZA147304) complies with all applicable data protection and privacy legislation in force from time to time in the UK and the EU including the General Data Protection Regulation ((EU) 2016/679) and the Data Protection Act 2018. All communications related to financial services provided by Soldo Financial Services Ltd shall be sent to Soldo Financial Services Ltd., 119 Marylebone Road, London, NW15PU, United Kingdom.