Soldo Start

A simple spending solution with no monthly fee

Give company cards to everyone in your team. Employees get the funds they need to get the job done. You get complete control and visibility over spending.

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Everything you need to manage the business expense cycle

Prepaid company cards

Give everyone Mastercard® cards with built-in budgets.

Employee mobile app

Check balances, lock your card, and view card activity.

Admin web console

Set spending rules and see all transactions in real-time.

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Make paying for expenses painless

Don’t make your team chase the credit card around the office. Smooth out the payment process by giving a company card to everyone who needs one, for controlled access to company funds. They’ll love the autonomy; you’ll love the accountability.

Stay in complete control of costs

Your accounts team has enough on its plate without worrying about overspending and fraud. So give them Soldo Start. With budgets and rules for every card, they’ll have complete control over business-wide spending, saving them headaches and saving you money.

Simplify subscriptions and online payments

Create cards for software subscriptions, online payments and ecommerce purchases. Soldo gives you a real-time view of spending, making business expenses easy to manage and track. Employees will love the simplicity; you’ll love the accountability.

Make business travel trouble free

Stop asking employees to foot the bill. Soldo Start gives sales reps and field workers the funds they need. Sending money takes seconds, so they’ll never get caught short. And every transaction is controlled by your rules, so you won’t get any surprises.

With no monthly fee, what's in it for Soldo?

Great question. Every time you pay with a Soldo Mastercard®, the merchant pays us a small fee (called interchange). So we can offer Soldo Start with no monthly fee.

Smarter business spending starts here

Sign up to Soldo Start and give everyone in your business a controllable company card.

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Smart features make your life easier

Budget & rules

Decide who can spend what, and where, with custom rules for each card.

Transaction statements

Download CSV statements anytime for easy imports into your accounts.

Instant & free transfers

Move money to any employee’s card in a click – funds clear instantly.

Xero bank feed

Soldo automatically sends transactions into Xero accounting software daily.

Plastic & virtual cards

Issue virtual cards, available immediately and perfect for online payments.

Free deposits & withdrawals

You don’t pay a penny for domestic deposits, withdrawals or transfers.

Apply for Soldo Start in five minutes. No monthly fee. No credit check.

Give everyone in your business their own company card. Card issuance is just £5 for plastic cards, £1 virtual cards.

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Looking for a smarter way to manage expenses? Soldo Pro automates reporting and simplifies accounting. Discover Soldo Pro

Frequently asked questions

  • It depends on the plan you choose: Soldo Start is free, Soldo Pro costs £4 per card per month and Soldo Premium costs £7 per month per card. For all plans, there’s a £5 card issuance fee for each Soldo card you order (virtual cards cost £1 to issue, if you only need to make online purchases).

    We don’t charge any fees for domestic transactions. The amount of money you allocate to the Soldo card is exactly the same as the amount the cardholder can spend.

    Depositing funds to your Soldo account and transferring funds from the admin account to Soldo cards is free and instantaneous.

  • Foreign exchange fee: Our FX fee for purchases in different currencies/countries is 1% for Pro and Premium plans, and 2% for Soldo Start. Most of our competitors charge 3%.

    Cash machine withdrawal fee: depending on the currency of your card and the currency you’re trying to withdraw.

    • Sterling-based card: £1 fee for withdrawal in GBP; £2 fee for withdrawal in other currencies.
    • Euro-based card: €1 fee for withdrawal in EUR; €2 fee for withdrawal in other currencies.
    • Dollar-based card: $2 fee for withdrawal in USD; $2 fee for withdrawal in other currencies.
  • Yes, but only as an extra measure to safeguard your funds. We tailor these limits to your own unique profile, to make sure they never prevent your team from buying what they need. You can see our baseline limits for each card below:

    Maximum value for one purchase

    • Per transaction: £10,000
    • Per day: £20,000
    • Per calendar month: £75,000

    Maximum no. of purchases

    • Per transaction: N/A
    • Per day: 100
    • Per calendar month: 3,000

    Maximum cash machine withdrawal

    • Per transaction: £200
    • Per day: £1,500
    • Per calendar month: £5,000

    Maximum no. of cash machine withdrawals

    • Per transaction: N/A
    • Per day: 8
    • Per calendar month: 25