Helping businesses across Europe spend smarter

Soldo streamlines the entire business expense cycle – from payment to reconciliation. Whether your business has two or two-hundred employees, Soldo helps you manage spending.

The vision behind Soldo

Financial services like bank and credit accounts are designed for one user. But most businesses need to manage spending for multiple employees and departments.
Soldo was born out of the vision of a multi-user expense account. One that saves time and money while delivering greater visibility and control over business expenses.
We’re on a mission to make business spending smarter.

Our team

100+ people

We’ve grown from a product-obsessed core team to a workforce to be reckoned with.

13 nationalities

Our diverse team brings experience and perspective from the four corners of the globe.

4 offices

We make business spending smarter from offices in London, Rome, Milan and Dublin.

Loved by Europe's brightest businesses

Who we are (and aren't)

We’re not a bank, and we don’t want to replace yours. Soldo complements your existing bank account with smart services that fit the way your business spends.

Soldo was founded by Carlo Gualandri – an entrepreneur with a track record of building successful companies in industries transformed by market shifts, technology and regulations.
Our team of tech veterans, payment pioneers and fresh minds help us to rewire business spending.

Join our team

Working outside the box

Our values are more than hashtags and posters. Though you won’t find them on our walls, you will find them in our outputs. These directives define our people, workplaces and products.

Change the world
We want our people, our business, and its products to make a difference wherever they go.

Bring all of you
Individuality, openness, respect, and equality make a direct contribution to every outcome.

Empower every talent
Supporting our team helps them grow with us, so standards stay high and teams keep smiling.

Supported by

We’re proud to be supported by the world’s leading investors, joining portfolios that include Facebook, Spotify, Monzo, Slack, Citymapper, Deliveroo and Secret Escapes.

Industry-standard security

The Soldo tech infrastructure meets the highest standards of security, integrity, and stability.

Our systems are designed for maximum uptime, through an architecture that simultaneously accepts payments on multiple availability zones. And all development, system administration, and security activities are performed in house by Soldo experts.

All of our data is stored in Europe and Soldo is fully PCI DSS 3.2 compliant as a Level 1 Service Provider – the key security standard in the payments industry.

Authorised and regulated by the FCA

Soldo is authorised and regulated as an e-money institution, allowing us to hold our customers’ money and execute payment services. Soldo is regulated and monitored by the Financial Conduct Authority (FCA) and the Central Bank of Ireland. We follow strict compliance processes.

We don’t lend or take risks with our customers’ money, accessing it solely to execute their transactions. Client funds are always protected, as they are completely independent of the Soldo company accounts and assets and are held in a ring-fenced account in leading banks in each market.