Smarter business spending starts here

Take control of company spending with Soldo, the prepaid Mastercard® that does your expenses for you.

The status quo is a mess

Employee spending costs more than you think – it’s time consuming, painful for employees, and often leads to overspending. And company expense management is no better. The order-invoice-transfer model doesn’t work online, and credit cards create reconciliation nightmares.

So, we built something better.

The smarter way to manage company spending

Control spending

Manage expenses before they happen with customisable budgets and rules.

Empower employees

Help your team to do their jobs with controlled access to company funds.

Get back to business

Simplify expense management and reporting with a mobile app for employees.

40,000+ businesses trust Soldo for spending and expenses

“Soldo’s become an invaluable tool for my business, saving us a significant amount of time managing employee expenses. Now that I’m using Soldo, I can’t imagine business without Soldo.”

Gus Ferguson

Co-Founder, Salience

“Soldo has been a great addition to our functionality in the finance team; we’re able to empower trusted users to make spending decisions whilst maintaining oversight and control.” Martyn Sexton

Finance Manager, Secret Escapes

Everything you need for effortless expense management

Prepaid company cards

Give all staff smart payment cards with built-in budgets and rules.

Real-time  tracking

See company-wide spending in real time, in one place.

Simplified reporting

Capture receipts on the spot with the mobile app. Paid plans only.

Effortless bookkeeping

Export to any accounting system for a complete view of finances.

Connect Soldo to any accounting system

Soldo integrates seamlessly with Xero, flowing transactions and enriched data straight into the books. Export expenses into any other accounting system in two clicks.

Choose a plan that fits your business

There are no hidden transaction or deposit fees, no minimum number of cards and no minimum deposits.

Soldo Start

0€

per card per month

Basic spending solution
  • Multi-user spend management
  • Receipt capture and auto top-ups
  • Advanced reporting and control

Soldo Pro

4€

per card per month

Easy expense management
  • Multi-user spend management
  • Receipt capture and auto top-ups
  • Advanced reporting and control

Soldo Premium

7€

per card per month

Advanced spend controls
  • Multi-user spend management
  • Receipt capture and auto top-ups
  • Advanced reporting and control

Accountant or bookkeeper?
Discover the Soldo Partner Programme.

Frequently asked questions

How does Soldo work?
Soldo is a multi-user expense account that helps you control business spending and, thanks to the integration with your accounting software, makes it easy and quick to manage and reconcile all company expenses. Soldo is not a business account and we’re not trying to replace yours. We’re here to complement the traditional business account offering with more advanced and innovative financial services.

You can give Soldo cards to some or every employee, to entire teams or even contractors, deciding who can access company money and the rules they need to follow to spend it. With intuitive tools like the mobile app and web console, you’ll be able to track spending real-time, instantly transfer funds to all card holders (for free), establish budgets and rules, and much more. Click here to explore Soldo features in depth.

How secure is Soldo? What guarantees do I have?
Soldo Financial Services Ltd is an electronic money institution, authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011: this means we have to follow strict compliance processes.  We don’t lend or take risks with customer money, we access it solely to execute the customer’s transactions. Client funds are always protected, as they are completely independent of Soldo’s business accounts and assets. The funds are safeguarded under UK Electronic Money Regulations 2017 and cannot be claimed by Soldo creditors.

Also, your privacy is key for us: your personal data will never be shared with any external company.

Does Soldo integrate with my accounting system?
Yes, Soldo integrates with all major accounting systems. Soldo has the world’s most complete API connection to Xero, sending transactions daily via an automatic bank feed. It’s also easy to share enriched transaction data including receipts, categories, notes and much more – in just one click.

If you’re using another accounting platform – like QuickBooks, Sage or many others – Soldo makes it easy to export transaction data in a variety of formats, in two clicks. Transaction data can be exported in XLSX, CSV, QIF and OFX formats, making your data compatible with all major accounting software solutions.

What size company is Soldo suitable for?
Soldo isn’t just for small business, it’s for all business. Soldo scales from one card to any number, matching the structure of your organisation with wallets for departments or individuals, which fund cards for teams, employees or contractors.

Though our software is intuitive and easy to use, powerful reporting is made possible by smart filters and granular transaction data. So, whether your business has two employees or 20,000, Soldo can help you gain visibility and control over spending, while simplifying expenses.

If your company has more than 100 employees, discover our tailored offer for enterprises on the dedicated website.

What if I want to leave Soldo?
We’re sure you’ll be happy with our service, joining thousands of satisfied businesses. But if you ever want to leave, you can close your Soldo account at any time and all the funds available on your account will be transferred back to the account from which they were initially deposited.