Helping businesses across Europe spend smarter

Soldo streamlines the entire business expense cycle – from payment to reconciliation. Whether your business has two or 200+ employees, Soldo helps you manage spending.

The vision behind Soldo

Financial services like bank and credit accounts are designed for one user. But most businesses need to manage spending for multiple employees and departments.

Soldo was born out of the vision of a multi-user expense account. One that saves time and money while delivering greater visibility and control over business expenses.

We’re on a mission to make spending smarter.

100+ talents
13 nationalities
4 offices

Trusted by over 40,000 businesses

Who we are (and aren’t)

We’re not a bank, and we don’t want to replace yours. Soldo complements your bank account with smart services that fit the way your business spends.

Soldo was founded by Carlo Gualandri – an entrepreneur with a track record of building successful companies in industries transformed by market shifts, technology and regulations.

Our team of tech veterans, payment pioneers and fresh minds help us to rewire business spending.

Working outside the box

Our values are more than hashtags and posters. Though you won’t find them on our walls, you will find them in our outputs. These directives define our people, workplaces and products.

Change the world

We want our people, our business, and its products to make a difference wherever they go.

Bring all of you

Individuality, openness, respect, and equality make a direct contribution to every outcome.

Empower every talent

Supporting our team helps them grow with us, so standards stay high and teams keep smiling.

Backed by

Our investors are behind businesses including Facebook, Spotify, Monzo, Slack, Citymapper, Deliveroo, Secret Escapes and many more.

The Soldo timeline

Industry-standard security

The Soldo tech infrastructure meets the highest standards of security, integrity, and stability.

Our systems have been designed for maximum uptime, through an advanced system architecture for that accepting payments. All security activities are performed in-house by Soldo experts.​

​All of our data is stored in Europe, and we’re fully PCI DSS 3.2 compliant as a Level 1 Service Provider – the key security standard within the payments industry.

Authorised and regulated by the FCA 

Soldo is authorised and regulated as an e-money institution, allowing us to hold our customers’ money and execute payment services. We are regulated and monitored by the Financial Conduct Authority (FCA) and follow strict compliance processes. 

We don’t lend or take risks with our customers’ money, accessing it solely to execute their transactions. Client funds are always protected, as they are completely independent of the Soldo company accounts and assets, and are held in a ring-fenced account in leading banks in each market.