Prepaid Business Cards: Choose a smarter way to manage expenses

Take control of your company spending with individual business prepaid cards, all connected to one shared account with intuitive integrated apps. Get your first 5 cards free.

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  • Regulated by the Financial Conduct Authority
  • Works with any business bank account
  • Rated ‘Excellent’ on Trustpilot
prepaid cards - 5 cards free

Soldo’s Prepaid Business Cards are trusted by more than 26,000 leading companies.

A better fit than business cards

Control costs on prepaid cards

Enable trouble-free business spending; define budgets and track costs in real time.

Capture receipts and VAT

Prompt employees to capture invoices and add VAT, categories, and more on the Soldo mobile app.

Automate all expense admin

Send transactions, receipts, and other data to your accounting software through integrations.

Get up and running in a flash

Apply online in minutes and start spending in as little as one working day. You’ll love how easy it all is.

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payment receipt in GBP captured using Soldo's mobile expense management app and prepaid card

Soldo prepaid business cards: everything you need to know

With Soldo’s prepaid company cards, you can give a company card to any individual or department that needs one. You then decide the budget for each card – plus any rules about how it can be used.

As a complete prepaid business account, Soldo is a:

Whether they’re using it for travel expenses, entertainment expenses, online payments or simply getting what they need to do their job, Soldo gives you total control over how employees and teams use company money. Your finance team can track and manage your business spending, and your employees get autonomy and flexibility over how to spend their budgets. You can manage every aspect of your prepaid expense cards from Soldo’s online admin console: check cardholder activity, make free and instant money transfers, freeze cards and more.

Prepaid business cards are the next evolution of business debit cards and company credit cards:

  • Unlike debit cards for business, you’re not giving employees access to the company account.
  • Unlike corporate credit cards, no employee can run up any debt – and there are no credit checks needed to get started.

You can sync your expenses and spending data with Xero, Quickbooks Online, NetSuite, Sage or any other accounting software that allows you to upload data in just a few clicks.

Say goodbye to the errors and wasted time that come hand in hand with manual data entry. There’s a smarter way that doesn’t involve a petty cash box.

Prepaid business cards that give you more

With Soldo, you aren’t just getting prepaid business cards. You’re getting a full spending solution that gives you complete control and visibility over your petty cash, staff expenses and outgoings.

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Choose Soldo for the best prepaid company cards

When looking at business prepaid cards in the UK, you’ll want to watch out for specific benefits such as the ones below.

Integrate your spending and accounting systems

Soldo runs entirely in the cloud and integrates with your chosen accounting platform to save time and eliminate errors.

No credit history needed for a prepaid business account

Apply in minutes without leaving a credit footprint

Empower employees with prepaid cards for business expenses

With Soldo, anyone that needs a company card gets one. Configure limits on how much they spend – and where they spend it.

All Soldo plans include

Soldo Mastercard® cards

Get as many cards as you need for employees and departments. Our contactless cards are accepted by millions of merchants worldwide.

Web-Konsole und mobile App

Web console and mobile app

See spending in real time on the web console. View balances, capture receipts and manage cards on the employee app.

Accounting integration

Export transaction data to every major accounting software, in two clicks. Connect expenses to Xero and QuickBooks.

Kostenlose und unbegrenzte Transaktionen

Free & unlimited transactions

Soldo Mastercard® cards have no fees for domestic transactions and our foreign exchange fee is fixed at just 1%.

No charge for deposits

It’s free to add funds, and money is available to spend instantly. Allocate funds to cards when your team needs it.

Individuelle Unterstützung

Dedicated support

Need a hand? Our friendly customer success team is at your service, providing support whenever you need it.

Frequently Asked Questions

What are prepaid business cards used for?

Prepaid business cards are used to give management and finance complete visibility over spending, without taking accountability away from staff. A loaded card can be used in any situation in which you could otherwise use a debit or credit card. You might, for example, use them to give a budget to salespeople on the road, removing the hassle of expenses. Or you could give every employee an individual learning and development fund.

What are prepaid credit cards?

Prepaid credit cards, or prepaid business credit cards, are another term for prepaid business cards, a spending solution that gives your teams control over how they spend their budgets. While often referred to as prepaid credit cards, there’s no credit involved – instead, you load up each card with funds that staff can then spend.

How do prepaid business cards work?

Prepaid business cards work by enabling you to give cards to employees and departments. You decide how much cash gets allocated to each card, and where it can be spent. Then you can manage every aspect of the cards, for free, from an online payment console. After that, it’s up to your staff to decide how to spend their budgets.

What is the difference between a prepaid card and a credit card?

The biggest difference between a prepaid card and a credit card is that prepaid cards don’t require any credit to function. This brings two significant advantages for prepaid cards: there’s no debt involved, and no restrictions on who can use them – all you need is a registered company name.

Are prepaid business cards safe?

Yes, prepaid business cards are one of the safest ways of managing business spending. Unlike business debit cards, prepaid cards don’t give users access to the main company account, so you have complete control over how much staff spend. And unlike credit cards, there’s no chance of going into debt.

How much does a prepaid business card cost?

You can get started with a Soldo prepaid business card with the Soldo Pro plan. That gets you access to all of Soldo’s core features, including its mobile app and online console. There are no deposit fees or transaction fees to pay. If you need advanced features, you can sign up for Soldo Premium. Find out more about pricing plans.

Can I use a prepaid card for business online?

Yes. You can use prepaid business cards online or in-shop, to make the same purchases you would with a debit or credit card. Soldo offer prepaid cards and virtual company cards. They’re almost identical to traditional prepaid cards – but instead of sending you a physical card, everything is online.

Is Soldo a business bank account?

No. Soldo provides additional spend management features that work alongside your business bank account, instead of replacing it. You can use your Soldo cards to separate staff spending from your main company funds, as well as accessing powerful new features that aren’t available with any banking provider.

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“When we switched to Soldo, it became obvious that it was quicker and more efficient. There’s a greater feeling of security; we have more confidence in Soldo than the traditional corporate credit cards.”

Mark Taylor
Director of Finance at Plymouth College of Art

“Petty cash and reconciling credit cards took a total of 6 days a month. Now it takes me half a day. It’s saving us time! It’s got great flexibility and it makes my life a lot easier”

Sandra Curran
Purchase Ledger Coordinator at Making Space

Let’s find the right Soldo plan for you

Choose a plan that fits the way your company spends. Apply in minutes, get going in as little as one working day, and cancel anytime.

Lock Bank-level security – FCA regulated & PCI compliant
 
Start
5 free cards to get your business started on automated spend management.
Free

Start comes with

 
Pro
Level up your spend management with additional features.
£30/month

All of Start, plus:

 
Premium
Advanced features and increased control for more complex needs.
£90/month

Every feature from Pro, plus:

 
Enterprise
The flexibility to meet complex needs and the power to scale with your business, including dedicated support.
Contact sales

All the benefits of the Soldo platform:

What’s included?

These prices exclude VAT.

The Soldo software platform is operated by Soldo Software Ltd. The emoney business account and payment services are provided by Soldo Financial Services Ltd and are subject to additional fees such as, card issuance, cash withdrawals and others. See all the financial services fees here, and the typical limits here.

Read more about Prepaid Cards